Online bill payment needs a boost.

Like a well-trained marathon runner, the service has had a long and steady run over a more than decade-long course, but it's beginning to hit a wall. Online banking's early-adopter set, eager to jump on the electronic bandwagon, have long ago embraced the concept of paying bills from their bank's site (or that of a bill payment consolidators like Fiserv's MyCheckFree.com).

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