JPMorgan Chase (JPM) had an eventful 2013, but Chairman and Chief Executive Jamie Dimon is urging shareholders to look beyond the $20 billion it paid in fines and legal settlements and focus on the future.

Dimon acknowledged in his annual letter to shareholders, released Wednesday, that the nation's largest banking company is still smarting from its repeated run-ins with regulators, but he devoted the bulk of his message to looking ahead.

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