DATA WAREHOUSES have become a technological priority at banks large and small. What are they and why should banks care about them?

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LENDERS ARE urging regulators to quit capping the amount of mortgage servicing rights that can count towards capital. Page 2

THE POOR like banks and bankers a lot more than the rich do, a poll has found. The surprising finding was hidden in the same Gallup report that said the industry's image is surprisingly bad overall. Page 4


BANKAMERICA's departing CEO is keen on big mergers, but other senior executives there aren't, says a prominent analyst. Thomas K. Brown says he thinks BofA held talks this summer with NationsBank, Chase, Bank of Boston, and Barnett.

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POLISH AND SLAVIC Federal is issuing photo ATM cards to appeal to people without driver's licenses or other photo identification. Many members of the Brooklyn credit union are recent immigrants. Page 10

BOEING EMPLOYEES' Credit Union of Tukwila, Wash., is bracing for a flood of loan requests, triggered by the Oct. 6 strike of 33,000 employees at the aerospace company.

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BANK BROKERS are doing a better job than their competitors in gaining female clients, a recent Oppenheimer Management Corp. survey suggests. Page 12

THE HEAD OF PNC's mutual fund operations, who resigned recently, left over a dispute about the overhaul of the company's investment units, sources say.

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CONFIRMING that mortgage insurance is a booming business, Mortgage Guaranty Investment Corp., Milwaukee, reported strong third-quarter earnings.

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RECENT SNIPING between Visa and First Data hasn't prevented them from cooperating on an increasingly popular collection service for bank card issuers.

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CORESTATES would face significant challenges in technology integration, particularly on the retail side, in absorbing Meridian Bancorp. The head of retail banking at Meridian predicts a "best of breed" approach to choosing systems.

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SIX MAJOR financial services firms - Citicorp, Keycorp, Merrill Lynch, Schwab, Sanford C. Bernstein, and Interstate/Johnson Lane - have begun to install computer networks based on Windows NT, Microsoft says.

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ONCE CONTENT with humdrum ads in their local newspapers, community banks are promoting themselves in ways they never would have considered only a few years ago. Page 16


DESPITE mildly reassuring data to the contrary, some economists say the nation's economy could end up the year with whimper and force the Federal Reserve to slice interest rates again. Back page

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