It's probably no surprise that Keycorp, the most geographically dispersed bank in the country, has an obsession with maximizing the efficiency of its check clearing operations.

With affiliates in seven Federal Reserve districts and 13 states (soon to be 14 once an acquisition of Bank of Boston Corp.'s Vermont operation is completed), the Clevelandbased banking company is employing PCbased software to ensure it gets the most for its money when it clears close to 2.5 million interbank "transit" items a day, valued at approximately $1.3 billion.

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