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Based on pre-tax operating income per employee ($'000)
part 1 of 2
Income Income
Per Empl Per. Empl.
Name of Bank (ROA Rank) 1995 1994
1 First National Bank, Keystone, W.Va. (1) 760 487
4 Citizens First Bank, Rusk, Tex. (15) 186 192
5 Farmers Savings Bank, Spencer, Ohio (24) 168 187
6 First National Bank of Michigan, East Lansin 158 154
7 Bank of Alma, Wis. (42) 152 144
8 West Des Moines State Bank, Iowa (37) 145 140
9 First Bank of Marietta, Ohio (14) 145 169
10 Citizens Bank, Carthage, Tenn. (33) 137 127
11 First State Bank & Trust Co., Mission, Tex. 131 134
12 Security State Bank, Pearsall, Tex. (31) 128 119
13 East Prospect State Bank, East Prospect, Pa. 118 106
14 First National Bank, Henrietta, Tex. (26) 112 96
15 First Bank & Trust Co, Carnesville, Ga. (91) 105 87
part 2 of 2
Overhd Overhd
Ratio Ratio
Name of Bank (ROA Rank) 1995 Rank
1 First National Bank, Keystone, W.Va. (1) 1.44 4
4 Citizens First Bank, Rusk, Tex. (15) 1.54 7
5 Farmers Savings Bank, Spencer, Ohio (24) 1.58 8
6 First National Bank of Michigan, East Lansin 2.14 18
7 Bank of Alma, Wis. (42) 1.31 1
8 West Des Moines State Bank, Iowa (37) 1.83 10
9 First Bank of Marietta, Ohio (14) 1.96 12
10 Citizens Bank, Carthage, Tenn. (33) 1.34 2
11 First State Bank & Trust Co., Mission, Tex. 1.52 5
12 Security State Bank, Pearsall, Tex. (31) 1.39 3
13 East Prospect State Bank, East Prospect, Pa. 2.09 17
14 First National Bank, Henrietta, Tex. (26) 2.56 26
15 First Bank & Trust Co, Carnesville, Ga. (91) 2.35 22
