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part 1 of 4
Rank Name of Bank, City, State 9/30/96
1 Chase Manhattan Bank NA, New York 49,208,000
2 Bank Of America NT&SA, San Francisco 35,989,000
3 Wells Fargo Bank NA, San Francisco 22,074,683
4 NationsBank NA South, Atlanta 18,665,342
5 PNC Bank NA, Pittsburgh 15,674,430
6 First Union National Bank of Florida, Jacksonv 15,011,395
7 NationsBank of Texas NA, Dallas 13,862,440
8 Republic National Bank of New York 13,170,761
9 Barnett Bank NA, Jacksonville, Fla. 12,993,595
10 Morgan Guaranty Trust Co., New York 12,528,173
11 Fleet National Bank, Springfield, Mass. 10,379,636
12 First Union National Bank, Avondale, Pa. 9,182,325
13 NationsBank, NA, Charlotte, N.C. 8,857,023
14 Mellon Bank NA, Pittsburgh 8,539,667
15 Summit Bank, Hackensack, N.J. 8,283,306
16 First Union National Bank of North Carolina, C 6,302,105
17 Key Bank NA, Cleveland 6,154,024
18 Citibank NA, New York 5,555,000
19 National City Bank of Pennsylvania, Pittsburgh 5,531,031
20 Chase Manhattan Bank USA NA, Jericho, NY 5,404,528
21 Bank One, Texas, NA, Dallas 5,212,236
22 European American Bank, New York* 5,137,135
23 Comerica Bank, Detroit 5,057,129
24 Branch Banking & Trust Co., Winston-Salem, N.C 4,991,870
25 Crestar Bank, Richmond, Va. 4,712,598
26 First Union National Bank of Virginia, Roanoke 4,648,628
27 Texas Commerce Bank, NA, Houston 4,410,130
28 Central Fidelity National Bank, Richmond, Va. 4,073,767
29 First Of America Bank-Michigan, NA, Kalamazoo 4,039,743
30 First Tennessee Bank NA, Memphis 3,952,378
31 First National Bank, Boston 3,877,926
32 First Alabama Bank, Birmingham 3,872,378
33 Union Bank, San Francisco 3,856,140
34 AmSouth Bank of Florida, Tampa 3,844,140
35 Bank Of America Texas, NA, Irving 3,572,896
36 Boatmen's National Bank, St Louis 3,560,222
37 Corestates Bank NA, Philadelphia 3,486,628
38 Key Bank Of New York, Albany 3,451,524
39 First American National Bank, Nashville 3,451,137
40 Norwest Bank Colorado NA, Denver 3,417,563
41 First Union National Bank of Georgia, Atlanta 3,365,863
42 Norwest Bank Minnesota, NA, Minneapolis 3,345,489
43 Wachovia Bank of North Carolina NA, Winston-Sa 3,343,357
44 Banco Popular de Puerto Rico, San Juan 3,323,000
45 Marine Midland Bank, Buffalo* 3,260,764
46 First National Bank of Chicago 3,253,652
47 Bank of Hawaii, Honolulu 3,248,680
48 Fleet Bank NA, Jersey City, N.J. 3,236,265
49 NBD Bank, Detroit 3,198,906
50 Compass Bank, Birmingham, Ala. 2,948,563
51 First USA Bank, Wilmington, Del. 2,945,836
52 Bank Of America Arizona, Phoenix 2,936,313
53 Bank One-Arizona NA, Phoenix 2,898,242
54 Boston Safe Deposit & Trust Co., Boston 2,841,940
55 Star Bank NA, Cincinnati 2,807,028
56 Old Kent Bank, Grand Rapids, Mich. 2,803,216
57 First Security Bank NA, Ogden, Utah 2,782,191
58 First National Bank of Maryland, Baltimore* 2,749,089
59 Northern Trust Co., Chicago 2,693,288
60 Amsouth Bank of Alabama, Birmingham 2,686,267
61 Fifth Third Bank, Cincinnati 2,682,596
62 Hibernia National Bank, New Orleans 2,643,488
63 Fleet Bank of New York, Albany 2,606,985
64 Signet Bank-Virginia, Richmond 2,546,066
65 La Salle National Bank, Chicago* 2,502,095
66 First Bank NA, Minneapolis 2,378,747
67 SouthTrust Bank of Alabama, NA, Birmingham 2,316,367
68 Seattle-First National Bank 2,268,000
69 PNC Mortgage Bank NA, Pittsburgh 2,233,922
70 First Of America Bank-Illinois, NA, Bannockbur 2,233,873
71 Norwest Bank Wyoming NA, Casper 2,193,953
72 Norwest Bank Arizona NA, Phoenix 2,134,848
73 Sanwa Bank California, San Francisco* 2,109,397
74 Onbank & Trust Co., Syracuse, N.Y. 2,076,357
part 2 of 4
Total Mortgage Investments Mortgage-
Rank Name of Bank, Cit 9/30/95 % Chg. 9/30/96 9/30/95
1 Chase Manhattan B 31,531,000 56.06 18,227,000 15,272,000
2 Bank Of America N 34,949,000 2.98 3,602,000 2,922,000
3 Wells Fargo Bank 12,940,043 70.59 4,170,866 2,426,756
4 NationsBank NA So 620,742 *** 3,391,416 0
5 PNC Bank NA, Pitt 2,253,086 595.69 877,701 793,863
6 First Union Natio 14,597,737 2.83 2,954,557 1,896,804
7 NationsBank of Te 16,564,587 -16.31 3,511,769 179,228
8 Republic National 5,439,066 142.15 10,005,598 4,299,300
9 Barnett Bank NA, 491,742 *** 205,616 2,690
10 Morgan Guaranty T 15,063,936 -16.83 10,972,665 13,383,823
11 Fleet National Ba 5,036,615 106.08 5,499,688 1,536,673
12 First Union Natio 11,467,313 -19.93 1,387,402 1,354,366
13 NationsBank, NA, 7,929,369 11.7 353,072 12,075
14 Mellon Bank NA, P 8,447,466 1.09 4,191,332 3,562,994
15 Summit Bank, Hack 4,875,765 69.89 891,442 518,161
16 First Union Natio 5,930,304 6.27 472,012 488,146
17 Key Bank NA, Clev 5,718,884 7.61 1,906,053 1,926,233
18 Citibank NA, New 5,926,000 -6.26 99,000 79,000
19 National City Ban 6,211,629 -10.96 1,431,595 2,188,544
20 Chase Manhattan B 2,911,621 85.62 0 431
21 Bank One, Texas, 6,047,776 -13.82 1,605,277 1,214,897
22 European American 4,517,899 13.71 1,808,549 1,805,531
23 Comerica Bank, De 7,342,700 -31.13 2,543,310 3,065,303
24 Branch Banking & 4,638,552 7.62 1,435,233 419,794
25 Crestar Bank, Ric 3,613,960 30.4 1,898,346 1,047,600
26 First Union Natio 3,398,754 36.77 2,101,237 1,354,848
27 Texas Commerce Ba 4,238,395 4.05 3,051,963 2,880,847
28 Central Fidelity 4,541,455 -10.3 1,182,356 1,491,577
29 First Of America 4,714,933 -14.32 74,769 48,092
30 First Tennessee B 4,100,006 -3.6 302,294 281,288
31 First National Ba 4,173,543 -7.08 808,556 414,272
32 First Alabama Ban 3,216,322 20.4 364,271 321,734
33 Union Bank, San F 733,323 425.84 69,038 979
34 AmSouth Bank of F 3,579,430 7.4 1,466,757 1,086,204
35 Bank Of America T 4,317,520 -17.25 1,525,712 1,905,816
36 Boatmen's Nationa 3,556,972 0.09 975,870 1,055,338
37 Corestates Bank N 1,582,011 120.39 161,624 61,606
38 Key Bank Of New Y 5,161,954 -33.14 625,526 766,917
39 First American Na 2,864,723 20.47 279,272 113,952
40 Norwest Bank Colo 3,182,787 7.38 2,579,408 2,421,059
41 First Union Natio 2,857,296 17.8 953,592 239,342
42 Norwest Bank Minn 6,484,761 -48.41 623,682 1,501,649
43 Wachovia Bank of 2,703,597 23.66 1,441,116 992,553
44 Banco Popular de 2,893,000 14.86 239,000 167,000
45 Marine Midland Ba 2,685,763 21.41 138,377 0
46 First National Ba 1,512,334 115.14 161,663 2,697
47 Bank of Hawaii, H 2,880,521 12.78 1,112,586 1,021,223
48 Fleet Bank NA, Je 4,657,219 -30.51 0 35,987
49 NBD Bank, Detroit 7,218,209 -55.68 1,012,670 4,871,866
50 Compass Bank, Bir 2,555,660 15.37 296,041 366,610
51 First USA Bank, W 2,386,704 23.43 2,924,107 2,273,915
52 Bank Of America A 3,213,067 -8.61 949,917 1,243,765
53 Bank One-Arizona 2,655,935 9.12 894,859 241,524
54 Boston Safe Depos 3,036,043 -6.39 12,510 15,829
55 Star Bank NA, Cin 2,892,189 -2.94 849,951 929,305
56 Old Kent Bank, Gr 2,725,619 2.85 192,130 387,201
57 First Security Ba 1,779,462 56.35 537,040 205,557
58 First National Ba 2,399,176 14.58 1,076,238 1,097,579
59 Northern Trust Co 1,944,306 38.52 0 0
60 Amsouth Bank of A 2,660,239 0.98 1,110,054 1,041,456
61 Fifth Third Bank, 2,142,438 25.21 1,316,607 934,135
62 Hibernia National 2,562,397 3.16 1,236,619 1,496,328
63 Fleet Bank of New 2,234,498 16.67 1,556,740 1,207,900
64 Signet Bank-Virgi 1,052,874 141.82 1,997,194 767,381
65 La Salle National 2,499,995 0.08 854,566 968,168
66 First Bank NA, Mi 2,735,077 -13.03 687,160 322,345
67 SouthTrust Bank o 2,064,005 12.23 466,089 272,568
68 Seattle-First Nat 2,196,000 3.28 23,000 32,000
69 PNC Mortgage Bank 2,272,032 -1.68 25,188 85,159
70 First Of America 2,584,243 -13.56 78,762 100,036
71 Norwest Bank Wyom 2,308,121 -4.95 9,168 478,589
72 Norwest Bank Ariz 6,484 *** 1,462,169 1,192
73 Sanwa Bank Califo 1,994,131 5.78 121,466 10,064
74 Onbank & Trust Co 2,844,569 -27.01 436,701 917,701
part 3 of 4
Collateralized Mortgage
Rank Name of Bank, Cit % Chg. 9/30/96 9/30/95 % Chg.
1 Chase Manhattan B 19.35 4,070,000 3,531,000 15.26
2 Bank Of America N 23.27 247,000 261,000 -5.36
3 Wells Fargo Bank 71.87 5,849,558 5,233,413 11.77
4 NationsBank NA So *** 1,220,638 2,858 ***
5 PNC Bank NA, Pitt 10.56 3,718,866 1,642 ***
6 First Union Natio 55.77 556,191 1,520,485 -63.42
7 NationsBank of Te *** 151,953 174,269 -12.81
8 Republic National 132.73 1,677,298 1,136,958 47.53
9 Barnett Bank NA, *** 1,298,887 7,845 ***
10 Morgan Guaranty T -18.02 1,306,917 1,674,099 -21.93
11 Fleet National Ba 257.9 481 418,130 ***
12 First Union Natio 2.44 700,638 2,636,060 -73.42
13 NationsBank, NA, *** 1,325,769 1,791,309 -25.99
14 Mellon Bank NA, P 17.64 4,519 8,210 -44.96
15 Summit Bank, Hack 72.04 2,983,863 2,099,309 42.14
16 First Union Natio -3.31 18,944 80,684 -76.52
17 Key Bank NA, Clev -1.05 1,103,369 839,474 31.44
18 Citibank NA, New 25.32 0 1,000 ***
19 National City Ban -34.59 501,486 759,902 -34.01
20 Chase Manhattan B *** 0 0 ***
21 Bank One, Texas, 32.13 1,672,651 2,430,686 -31.19
22 European American 0.17 1,940,171 1,753,909 10.62
23 Comerica Bank, De -17.03 501,531 1,829,236 -72.58
24 Branch Banking & 241.89 104,700 15,384 580.58
25 Crestar Bank, Ric 81.21 224,511 260,661 -13.87
26 First Union Natio 55.09 45,499 223,065 -79.6
27 Texas Commerce Ba 5.94 252,404 480,801 -47.5
28 Central Fidelity -20.73 765,645 987,065 -22.43
29 First Of America 55.47 1,752,300 2,210,724 -20.74
30 First Tennessee B 7.47 1,073,878 1,305,157 -17.72
31 First National Ba 95.18 774,020 719,048 7.65
32 First Alabama Ban 13.22 751,045 589,231 27.46
33 Union Bank, San F *** 214,596 226,600 -5.3
34 AmSouth Bank of F 35.04 666,947 63,328 953.16
35 Bank Of America T -19.94 647,390 767,289 -15.63
36 Boatmen's Nationa -7.53 1,578,795 1,387,819 13.76
37 Corestates Bank N 162.35 651,876 392,137 66.24
38 Key Bank Of New Y -18.44 588,534 1,283,181 -54.13
39 First American Na 145.08 1,619,320 1,552,360 4.31
40 Norwest Bank Colo 6.54 5,283 38,241 -86.18
41 First Union Natio 298.42 0 0 ***
42 Norwest Bank Minn -58.47 31,075 52,054 -40.3
43 Wachovia Bank of 45.19 238,144 104,435 128.03
44 Banco Popular de 43.11 591,000 561,000 5.35
45 Marine Midland Ba *** 243,728 478,966 -49.11
46 First National Ba *** 0 0 ***
47 Bank of Hawaii, H 8.95 910,936 563,695 61.6
48 Fleet Bank NA, Je *** 0 252,376 ***
49 NBD Bank, Detroit -79.21 24,933 230,649 -89.19
50 Compass Bank, Bir -19.25 1,121,776 712,223 57.5
51 First USA Bank, W 28.59 21,729 112,789 -80.73
52 Bank Of America A -23.63 300,412 428,599 -29.91
53 Bank One-Arizona 270.51 577,260 757,675 -23.81
54 Boston Safe Depos -20.97 30,798 40,806 -24.53
55 Star Bank NA, Cin -8.54 470,119 640,425 -26.59
56 Old Kent Bank, Gr -50.38 999,251 929,979 7.45
57 First Security Ba 161.26 959,123 626,116 53.19
58 First National Ba -1.94 498,899 478,701 4.22
59 Northern Trust Co *** 365,742 432,537 -15.44
60 Amsouth Bank of A 6.59 518,926 151,554 242.4
61 Fifth Third Bank, 40.94 574,492 396,342 44.95
62 Hibernia National -17.36 71,383 69,931 2.08
63 Fleet Bank of New 28.88 110 163 -32.52
64 Signet Bank-Virgi 160.26 25,275 300 ***
65 La Salle National -11.73 1,372,530 1,348,693 1.77
66 First Bank NA, Mi 113.18 104,325 105,187 -0.82
67 SouthTrust Bank o 71 572,314 588,272 -2.71
68 Seattle-First Nat -28.13 0 0 ***
69 PNC Mortgage Bank -70.42 25,383 0 ***
70 First Of America -21.27 683,881 764,106 -10.5
71 Norwest Bank Wyom -98.08 0 47,372 ***
72 Norwest Bank Ariz *** 21,455 0 ***
73 Sanwa Bank Califo *** 110,090 277,511 -60.33
74 Onbank & Trust Co -52.41 1,099,994 1,390,308 -20.88
Total Mtge. Invest.
Home Mortgage loanas % of Total
Rank Name of Bank, Cit 9/30/96 9/30/95 9/30/96 9/30/95
1 Chase Manhattan B26,911,000 12,728,000 18.79 20.59
2 Bank Of America N32,140,000 31,766,000 20.54 21.87
3 Wells Fargo Bank 12,054,259 5,279,874 22.16 26.62
4 NationsBank NA So14,053,288 617,884 37.73 3.96
5 PNC Bank NA, Pitt11,077,863 1,457,581 29.27 16.67
6 First Union Natio11,500,647 11,180,448 39.87 40.56
7 NationsBank of Te10,198,718 16,211,090 33.26 35.63
8 Republic National 1,487,865 2,808 28.95 16.76
9 Barnett Bank NA, 11,489,092 481,207 32.9 15.6
10 Morgan Guaranty T 248,591 6,014 7.32 10.35
11 Fleet National Ba 4,879,467 3,081,812 21.01 28.45
12 First Union Natio 7,094,285 7,476,887 33.95 35.1
13 NationsBank, NA, 7,178,182 6,125,985 12.61 10.29
14 Mellon Bank NA, P 4,343,816 4,876,262 22.11 23.41
15 Summit Bank, Hack 4,408,001 2,258,295 42.38 38.07
16 First Union Natio 5,811,149 5,361,474 19.6 23.16
17 Key Bank NA, Clev 3,144,602 2,953,177 22.96 24.33
18 Citibank NA, New 5,456,000 5,846,000 2.4 2.72
19 National City Ban 3,597,950 3,263,183 41.42 43.74
20 Chase Manhattan B 5,404,528 2,911,190 58.46 67.06
21 Bank One, Texas, 1,934,308 2,402,193 24.42 33.06
22 European American 1,388,415 958,459 55.3 56.68
23 Comerica Bank, De 2,012,288 2,448,161 18.41 25.66
24 Branch Banking & 3,451,937 4,203,374 30.33 28.57
25 Crestar Bank, Ric 2,589,741 2,305,699 33.19 28.21
26 First Union Natio 2,501,892 1,820,841 42.76 38.47
27 Texas Commerce Ba 1,105,763 876,747 20.22 21.57
28 Central Fidelity 2,125,766 2,062,813 38.97 42.48
29 First Of America 2,212,674 2,456,117 31.17 35.22
30 First Tennessee B 2,576,206 2,513,561 33.43 37.31
31 First National Ba 2,295,350 3,040,223 8.76 10.76
32 First Alabama Ban 2,757,062 2,305,357 33.51 30.93
33 Union Bank, San F 3,572,506 505,744 13.44 9.31
34 AmSouth Bank of F 1,710,436 2,429,898 50.89 54.67
35 Bank Of America T 1,399,794 1,644,415 52.02 58.15
36 Boatmen's Nationa 1,005,557 1,113,815 30.87 32.09
37 Corestates Bank N 2,673,128 1,128,268 10.19 7.54
38 Key Bank Of New Y 2,237,464 3,111,856 22.87 33.1
39 First American Na 1,552,545 1,198,411 36.83 34.88
40 Norwest Bank Colo 832,872 723,487 46.09 49.96
41 First Union Natio 2,412,271 2,617,954 26.38 25.43
42 Norwest Bank Minn 2,690,732 4,931,058 19.61 34.14
43 Wachovia Bank of 1,664,097 1,606,609 12.16 10.7
44 Banco Popular de 2,493,000 2,165,000 24.4 23.2
45 Marine Midland Ba 2,878,659 2,206,797 14.83 13.8
46 First National Ba 3,091,989 1,509,637 6.51 2.99
47 Bank of Hawaii, H 1,225,158 1,295,603 26.51 25.68
48 Fleet Bank NA, Je 3,236,265 4,368,856 13.88 15.63
49 NBD Bank, Detroit 2,161,303 2,115,694 13.48 23.74
50 Compass Bank, Bir 1,530,746 1,476,827 48.02 41.93
51 First USA Bank, W 0 0 37.84 36.25
52 Bank Of America A 1,685,984 1,540,703 33.12 37.59
53 Bank One-Arizona 1,426,123 1,656,736 21 20.83
54 Boston Safe Depos 2,798,632 2,979,408 58.2 57.02
55 Star Bank NA, Cin 1,486,958 1,322,459 28.92 33.87
56 Old Kent Bank, Gr 1,611,835 1,408,439 27.11 28.52
57 First Security Ba 1,286,028 947,789 25.5 29
58 First National Ba 1,173,952 822,896 31.3 30.33
59 Northern Trust Co 2,327,546 1,511,769 14.81 12.41
60 Amsouth Bank of A 1,057,287 1,467,229 26.87 28.78
61 Fifth Third Bank, 791,497 811,961 28.89 23.53
62 Hibernia National 1,335,486 996,138 31.44 36.74
63 Fleet Bank of New 1,050,135 1,026,435 21.48 15.45
64 Signet Bank-Virgi 523,597 285,193 22.24 15.27
65 La Salle National 274,999 183,134 20.08 23.3
66 First Bank NA, Mi 1,587,262 2,307,545 13.84 17.59
67 SouthTrust Bank o 1,277,964 1,203,165 18.23 18.87
68 Seattle-First Nat 2,245,000 2,164,000 12.93 13.26
69 PNC Mortgage Bank 2,183,351 2,186,873 67.96 72.54
70 First Of America 1,471,230 1,720,101 33.21 35.38
71 Norwest Bank Wyom 2,184,785 1,782,160 76.36 75.08
72 Norwest Bank Ariz 651,224 5,292 59.61 16.95
73 Sanwa Bank Califo 1,877,841 1,706,556 26.6 25.99
74 Onbank & Trust Co 539,662 536,560 59.9 66.21
Source of Data: Sheshunoff Information Services, Inc., Austin, Texas,