One week into his new job as executive vice president of the Mortgage Bankers Association, Paul S. Reid was adjusting to the Washington lifestyle and reflecting on how the association can help members deal with the big trends in regulation, consumerism, and technology.

Mr. Reid, 49, had been chief executive officer of American Home Funding, Richmond, Va., until it was sold to Charter One Financial, Cleveland. He said his biggest adjustment has been to Washington's traffic-clogged commuting-a far cry from Richmond's more leisurely pace.

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