UMB Financial Corp. is attempting to leapfrog the retail branch network of its Missouri competitors by placing 116 automated teller machines in QuikTrip convenience stores.

The three-year deal with Tulsa, Okla.-based QuikTrip Corp. is a chance for UMB to fill in gaps in three of Missouri's largest metropolitan areas. The agreement means 44 new machines in St. Louis will complement the company's 12 traditional branches.

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