Union State Bank Holding Co. in Orangeburg, N.Y., has named Edward T. Lutz to its board of directors and that of its Union State Bank subsidiary.

Mr. Lutz is an investment banker and consultant at Hopper Soliday, a subsidiary of the investment management firm Tucker Anthony in Parsippany, N.J. Earlier he was director of the Federal Deposit Insurance Corp. region including New York, New Jersey, Pennsylvania, Maryland, Delaware, the District of Columbia, and Puerto Rico.

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