The United States is not the only country facing revolutionary changes in retail banking markets over the next 10 years, but the U.S. experience could point the way for banks in other countries, a Coopers & Lybrand study has concluded.

The report, released last week by the Economist Intelligence Unit of London and New York, was based on interviews with more than 50 high-ranking retail bankers. It predicted retail markets worldwide will be affected by rapid changes in demographics, employment patterns, and computer technology.

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