U.S. Top 100 Banks

U.S. Top 100 Banks
Overall
Rank
Company Name, Headquarters Ticker Total Assets
1999
($ billion)
Total Equity Assets
1999
($ billion)
(%)
ROAE
Equity/
(%)
ROAE
1999
Rank
ROAE
1999
(%)
ROAE
1998
(%)
ROAE
1997
(%)
ROAE
1996
(%)
ROAE
1995
(%)
ROAE
5-Year
Rank
ROAE
Avg. 5-Year
(%)
ROAE
3-Year
Rank
EPS
1999
EPS
1998
EPS
1997
EPS
1996
EPS
1995
EPS
1994
EPS
5-Year
Avg. Growth
EPS
5-Year
Rank
EPS
3-Year
Avg. Growth
EPS
3-Year
Rank
EPS
1-Year
Growth
EPS
1-Year
Rank
Overall
1-Year
Score
1 Providian Financial Corp., San Francisco PVN 14.3 1.3 9.3 52.4 1 42.8 36.8 38.4 38.9 41.8 2 44.0 1 $3.78 $2.04 $1.33 $1.08 $0.89 $0.72 39.3% 5 51.8% 5 36.1% 8 22
2 Charles Schwab Corp., San Francisco SCH 29.3 2.3 7.8 31.8 3 27.1 27.0 31.4 31.4 29.8 4 28.60 3 $0.70 $0.42 $0.33 $0.29 $0.21 $0.17 32.70% 85 34.10% 12 29.10% 11 41
3 Morgan Stanley Dean Witter & Co., New York MWD 367.0 17.0 4.6 30.8 4 23.3 20.2 18.2 15.8 21.7 9 24.8 6 $4.10 $2.76 $2.08 $1.58 $1.13 $0.97 33.40% 7 37.40% 8 21.90% 16 50
4 North Fork Bancorporation, Melville, NY NFB 12.1 0.6 5.1 28.0 5 20.1 25.6 16.0 17.3 21.4 10 24.5 8 $1.62 $1.18 $1.22 $0.68 $0.70 $0.46 28.60% 13 33.60% 13 17.20% 21 70
5 Capital One Financial Corp., Falls Church, VA COF 13.3 1.5 11.4 25.8 7 25.3 23.0 22.9 23.3 24.1 5 24.7 7 $1.72 $1.32 $0.93 $0.77 $0.64 $0.48 29.10% 12 30.70% 15 14.20% 24 70
6 MBNA Corp., Wilmington, DE KRB 30.9 4.2 13.6 27.2 6 36.9 35.6 34.5 35.5 33.9 3 33.20 2 $1.21 $0.97 $0.76 $0.59 $0.46 $0.35 28.20% 145 27.10% 17 11.70% 32 74
7 Bank of New York Co., New York BK 74.6 5.1 6.9 34.0 2 24.3 21.9 19.7 19.2 23.8 6 26.7 4 $2.27 $1.53 $1.36 $1.20 $1.09 $0.92 19.80% 28 23.70% 19 21.80% 17 76
8 State Street Corp., Boston STT 60.9 2.7 4.4 25.0 9 20.2 20.6 18.1 16.7 20.1 13 21.9 11 $3.78 $2.66 $2.32 $1.78 $1.47 $1.32 23.40% 21 28.50% 16 19.20% 19 89
9 Household International Inc., Prospect Hill, IL HI 60.7 6.6 10.9 22.9 12 18.0 16.7 17.9 14.5 18.0 22 19.2 21 $3.07 $1.03 $1.93 $1.73 $1.24 $1.13 22.10% 23 21.10% 21 72.60% 3 102
10 Merrill Lynch & Co., New York MER 328.1 12.8 3.9 22.8 13 13.5 24.8 25.0 18.6 20.9 12 20.4 13 $6.17 $3.00 $4.79 $4.08 $2.68 $2.37 21.10% 26 14.80% 40 43.40% 6 110
11 Chase Manhattan Corp., New York CMB 406.1 23.6 5.8 23.7 10 16.7 17.6 11.9 15.1 17.0 28 19.4 19 $6.27 $4.24 $4.01 $2.47 $3.02 $2.49 20.30% 27 36.40% 9 21.60% 18 111
12 Donaldson, Lufkin & Jenrette, New York DLJ 109.0 3.9 3.6 17.6 38 14.9 22.0 20.5 17.7 18.5 17 18.2 26 $4.18 $2.65 $3.16 $2.30 $1.55 $1.02 32.60% 9 22.00% 20 25.60% 12 122
13 Citigroup Inc., New York C 716.9 49.7 6.9 21.8 16 13.6 16.8 18.5 16.0 17.3 26 17.4 32 $2.86 $1.62 $1.83 $1.89 $1.46 $1.07 21.70% 25 14.80% 39 32.90% 10 148
14 Lehman Brothers Holdings Inc., New York LEH 192.2 6.3 3.3 19.4 27 14.8 15.4 11.0 6.8 13.5 70 16.5 37 $8.15 $5.19 $4.72 $3.24 $1.76 $0.81 58.70% 1 36.00% 10 25.30% 13 158
15 Hartford Life Inc., Simsbury, CT HLI 139.0 2.3 1.7 19.5 26 16.7 17.9 2.0 19.2 15.0 51 18.0 29 $3.33 $2.75 $2.28 $0.19 $1.19 $1.20 22.60% 22 159.80% 2 10.00% 36 166
16 Mellon Financial Corp., Pittsburgh MEL 47.9 4.0 8.4 22.4 15 20.9 20.8 19.2 16.8 20.0 14 21.4 12 $1.85 $1.62 $1.44 $1.29 $1.13 $0.61 24.80% 18 12.80% 56 6.90% 53 168
17 American Express Co., New York AXP 148.5 10.1 6.8 25.3 8 24.0 23.5 22.8 22.0 23.5 7 24.3 9 $5.42 $4.63 $4.15 $3.89 $3.10 $2.69 15.00% 43 11.70% 58 8.20% 45 170
18 National City Corp., Cleveland NCC 87.1 5.7 6.6 22.6 14 15.4 18.2 16.7 15.4 17.7 24 18.7 23 $2.22 $1.61 $1.71 $1.48 $1.22 $1.21 12.90% 54 14.50% 43 17.40% 20 178
19 U.S. Bancorp, Minneapolis USB 81.5 7.6 9.4 23.0 11 21.9 14.6 21.1 17.2 19.6 15 19.9 15 $2.06 $1.78 $1.11 $1.57 $1.16 $0.71 23.70% 19 9.50% 70 7.60% 49 179
20 Northern Trust Corp., Chicago NTRS 28.7 2.2 7.6 19.7 23 19.4 19.0 17.4 16.0 18.3 19 19.4 18 $1.74 $1.52 $1.33 $1.11 $0.93 $0.79 17.10% 34 16.20% 33 7.00% 52 179
21 *Conseco Inc., Carmel, IN CNC 52.1 5.8 11.2 17.3 40 8.9 18.4 16.0 31.0 18.3 18 14.9 60 $2.89 $1.40 $2.52 $1.69 $2.03 $1.32 17.00% 35 19.60% 24 43.70% 5 182
22 Synovus Financial Corp., Columbus, GA SNV 12.5 1.2 9.8 19.3 28 19.4 19.8 19.1 17.9 19.1 16 19.5 17 $0.80 $0.71 $0.62 $0.53 $0.44 $0.35 18.00% 33 14.70% 41 6.10% 58 193
23 Comerica Inc., Detroit CMA 38.7 3.5 9.0 20.7 20 21.2 15.8 16.4 16.5 18.1 20 19.2 20 $4.14 $3.72 $3.19 $2.38 $2.37 $2.19 13.60% 50 20.30% 22 5.50% 61 193
24 Washington Mutual Inc., Seattle WM 186.5 9.1 4.9 19.7 25 16.6 11.7 4.7 10.0 12.5 76 16.0 47 $3.16 $2.56 $1.52 $0.54 $1.21 $1.17 22.00% 24 80.20% 3 11.10% 34 209
25 First Tennessee National Corp., Memphis FTN 18.4 1.2 6.8 21.5 18 22.7 22.5 20.1 20.0 21.4 11 22.2 10 $1.91 $1.72 $1.50 $1.32 $1.20 $1.07 12.30% 59 13.10% 50 5.40% 63 211
26 AXA Financial Inc., New York AXF 207.6 5.8 2.8 17.8 34 15.2 12.1 2.5 10.3 11.6 82 15.0 57 $2.39 $1.80 $1.43 $0.47 $0.87 $0.76 25.80% 16 72.00% 4 15.20% 22 215
27 Associates First Capital Corp., Dallas AFS 83.0 9.8 11.8 16.3 52 17.9 17.8 17.1 15.7 17.0 30 17.3 33 $2.04 $1.75 $1.48 $1.23 $1.04 $0.87 18.60% 31 18.40% 26 8.00% 48 220
28 Golden State Bancorp, San Francisco GSB 57.0 1.6 2.7 21.0 19 27.4 27.4 153.5 35.9 53.0 1 25.3 5 $2.32 $4.88 $1.67 $9.44 $2.56 $0.52 34.90% 6 -37.40% 97 -31.10% 96 224
29 First Union Corp., Charlotte, NC FTU 253.0 16.7 6.6 20.2 21 18.2 18.8 16.4 16.4 18.0 21 19.1 22 $3.33 $2.95 $2.80 $2.30 $2.17 $1.83 12.70% 56 13.10% 49 6.20% 57 226
30 Marshall & Ilsley Corp., Milwaukee MI 24.4 2.1 8.7 16.3 51 14.1 16.5 15.0 15.9 15.6 43 15.6 52 $3.14 $2.61 $2.43 $1.98 $1.91 $0.93 27.60% 15 16.60% 31 9.70% 39 231
31 PNC Financial Services Group, Pittsburgh PNC 75.4 5.9 7.9 21.5 17 20.0 19.2 17.0 7.1 17.0 29 20.2 14 $4.15 $3.60 $3.28 $2.88 $1.19 $2.54 10.30% 69 12.90% 52 7.40% 50 231
32 AFLAC Inc., Columbus, GA AFL 37.0 3.9 10.4 15.0 63 13.5 21.1 18.5 18.0 17.2 27 16.5 38 $2.07 $1.76 $2.08 $1.36 $1.17 $0.95 16.90% 37 15.00% 37 8.40% 42 244
33 Compass Bancshares Inc., Birmingham, AL CBSS 18.2 1.2 6.6 18.1 32 15.9 16.5 16.4 16.8 16.7 34 16.9 34 $1.88 $1.57 $1.45 $1.29 $1.18 $1.07 11.90% 60 13.40% 48 9.40% 40 248
34 M&T Bank Corp., Buffalo, NY MTB 22.4 1.8 8.0 15.3 58 13.9 18.5 17.5 16.8 16.4 40 15.9 48 $32.83 $26.16 $25.26 $21.08 $17.98 $15.73 15.90% 41 15.90% 35 12.00% 30 252
35 Fifth Third Bancorp, Cincinnati FITB 41.6 4.1 9.8 16.9 46 15.4 17.2 16.3 17.0 16.6 38 16.5 39 $2.15 $1.78 $1.75 $1.45 $1.32 $1.12 13.90% 48 14.00% 44 9.90% 38 253
36 BB&T Corp., Winston-Salem, NC BBT 43.5 3.2 7.4 19.2 29 18.5 15.6 15.9 12.0 16.2 42 17.8 31 $1.83 $1.71 $1.23 $1.17 $0.80 $0.96 13.80% 49 16.10% 34 3.40% 70 255
37 Old Kent Financial Corp., Grand Rapids, MI OK 18.0 1.2 6.8 20.2 22 16.9 16.3 15.2 14.4 16.6 37 17.8 30 $2.11 $1.81 $1.67 $1.47 $1.30 $1.27 10.70% 65 12.80% 55 8.00% 47 256
38 Protective Life Corp., Birmingham, AL PL 13.0 0.9 6.7 16.7 47 15.4 16.3 15.6 19.2 16.6 35 16.1 44 $2.32 $2.04 $1.78 $1.46 $1.33 $1.27 12.80% 55 16.70% 30 6.60% 54 265
39 Jefferson-Pilot Corp., Greensboro, NC JP 26.4 2.8 10.4 17.0 43 15.4 15.8 13.2 14.1 15.1 50 16.0 46 $4.42 $3.91 $3.47 $2.72 $2.53 $2.19 15.10% 42 17.60% 29 6.30% 55 265
40 Allstate Corp., Northbrook, IL ALL 98.1 16.6 16.9 13.0 76 20.1 21.4 15.9 18.0 17.7 23 18.1 27 $3.38 $3.94 $3.56 $2.31 $2.12 $0.54 44.30% 3 13.50% 47 -7.40% 89 265
41 Countrywide Credit Industries, Calabasas, CA CCR 15.8 2.9 18.3 14.5 67 16.7 18.7 17.6 17.3 16.9 31 16.6 35 $3.52 $3.29 $3.09 $2.44 $1.95 $0.96 29.70% 11 13.00% 51 3.40% 71 266
42 Wells Fargo & Co., San Francisco WFC 218.1 22.1 10.1 17.5 39 9.8 12.7 12.5 20.6 14.6 54 13.3 73 $2.23 $1.17 $1.48 $1.36 $1.62 $1.36 10.40% 68 17.90% 27 38.10% 7 268
43 Astoria Financial Corp., Lake Success, NY ASFC 22.7 1.2 5.3 17.3 41 3.0 9.8 6.4 8.0 8.9 95 10.1 90 $4.37 $0.94 $2.39 $1.79 $2.10 $1.86 18.60% 30 34.70% 11 115.60% 2 269
44 Huntington Bancshares, Columbus, OH HBAN 29.0 2.2 7.5 19.7 24 14.6 15.5 17.1 16.2 16.6 36 16.6 36 $1.82 $1.41 $1.38 $1.42 $1.28 $1.26 7.60% 78 8.60% 73 13.60% 26 273
45 KeyCorp, Cleveland KEY 83.4 6.4 7.7 17.7 36 18.0 18.9 15.6 17.1 17.5 25 18.2 25 $2.45 $2.23 $2.07 $1.67 $1.63 $1.70 7.60% 79 13.60% 46 4.80% 65 276
46 Travelers Property Casualty Corp., Hartford, CT TAP 50.3 8.9 17.8 14.1 69 15.9 17.3 7.8 13.6 13.7 67 15.8 49 $3.27 $3.42 $3.12 $1.02 $1.28 $0.57 41.80% 4 47.50% 7 -2.20% 81 277
47 UnionBanCal Corp., San Francisco UB 33.7 3.0 8.9 15.0 61 16.4 15.8 10.1 13.4 14.2 62 15.7 50 $2.64 $2.65 $2.30 $1.36 $1.73 $0.67 31.60% 10 24.70% 18 -0.20% 78 279
48 American International Group, New York AIG 267.0 33.0 12.4 15.5 56 15.0 14.5 13.8 13.9 14.5 57 15.0 58 $3.23 $2.75 $2.40 $2.05 $1.75 $1.49 16.70% 38 16.40% 32 8.40% 43 284
49 Marsh & McLennan Cos., New York MMC 13.0 4.2 32.0 19.0 30 23.0 17.0 26.0 26.0 22.2 8 19.7 16 $2.62 $2.98 $1.73 $2.08 $1.82 $1.67 9.40% 72 8.00% 76 -6.20% 85 287
50 Wachovia Corp., Winston-Salem, NC WB 67.4 5.7 8.4 18.6 31 16.9 13.1 17.0 17.0 16.5 39 16.2 42 $4.90 $4.18 $2.94 $3.65 $3.36 $2.96 10.60% 67 10.30% 65 8.30% 44 288
51 FINOVA Group, Scottsdale, AZ FNV 14.1 1.7 11.8 14.4 68 14.2 14.1 13.4 12.3 13.7 68 14.2 66 $3.41 $2.70 $2.40 $2.08 $1.69 $1.46 18.50% 32 17.90% 28 12.40% 28 290
52 Bear Stearns Companies, New York BSC 153.9 5.5 3.5 16.4 49 17.5 20.4 19.3 10.7 16.8 33 18.1 28 $4.48 $4.38 $4.00 $3.11 $1.47 $2.50 12.40% 57 12.90% 53 1.10% 76 296
53 SouthTrust Corp., Birmingham, AL SOTR 43.3 2.9 6.8 15.8 55 14.5 15.7 15.9 15.8 15.5 44 15.3 54 $2.63 $2.25 $2.03 $1.79 $1.57 $1.43 13.00% 53 13.70% 45 8.10% 46 297
54 J.P. Morgan & Co., New York JPM 260.9 11.4 4.4 17.6 37 8.4 12.9 14.3 13.2 13.3 71 13.0 77 $10.39 $4.71 $7.17 $7.63 $6.42 $6.02 11.50% 63 10.80% 61 48.50% 4 313
55 Summit Bancorp, Princeton, NJ SUB 36.4 2.8 7.7 16.2 54 17.5 14.9 13.0 15.5 15.4 47 16.2 43 $2.54 $2.63 $2.09 $1.67 $1.87 $1.36 13.30% 51 15.00% 38 -1.70% 80 313
56 Bank of America Corp., Charlotte, NC BAC 632.6 44.4 7.0 16.9 45 11.5 15.0 15.8 17.0 15.3 49 14.5 64 $4.48 $2.90 $3.61 $3.36 $3.52 $3.03 8.10% 76 10.10% 67 24.30% 14 315
57 Zions Bancorp, Salt Lake City ZION 20.3 1.7 8.2 12.4 81 11.0 19.0 21.5 20.3 16.8 32 14.1 68 $2.26 $1.75 $1.91 $1.72 $1.36 $1.08 15.90% 40 9.50% 69 13.60% 25 315
58 Dime Bancorp, New York DME 23.9 1.5 6.3 16.5 48 17.8 11.0 10.4 6.6 12.5 77 15.1 55 $2.17 $2.09 $1.13 $0.96 $0.57 $1.12 14.10% 47 31.20% 14 1.90% 75 316
59 Peoples Heritage Financial Group, Portland, ME PHBK 13.9 0.9 6.1 16.4 50 13.1 13.3 14.4 13.5 14.1 63 14.2 65 $1.37 $1.07 $1.04 $1.03 $0.89 $0.68 15.00% 44 10.00% 68 13.20% 27 317
60 Regions Financial Corp., Birmingham, AL RGBK 42.7 3.1 7.2 17.1 42 14.6 15.4 15.2 14.3 15.3 48 15.7 51 $2.35 $1.88 $1.86 $1.81 $1.58 $1.53 9.00% 74 9.10% 71 11.80% 31 317
61 Hartford Fin’l Services Group Inc., Hartford, CT HIG 167.1 5.5 3.3 14.5 66 16.2 25.1 -2.2 14.2 13.6 69 18.6 24 $3.79 $4.30 $5.58 ($0.42) $2.38 $2.69 7.10% 81 500.00% 1 -6.10% 84 325
62 Associated Banc-Corp, Green Bay, WI ASBC 12.5 0.9 7.3 18.0 33 18.3 6.2 13.8 16.6 14.6 55 14.2 67 $2.57 $2.46 $0.82 $1.67 $1.79 $1.55 10.60% 66 15.50% 36 2.20% 74 331
63 Popular Inc., San Juan, PR BPOP 25.5 1.7 6.5 15.0 60 15.0 15.3 15.5 13.7 14.9 52 15.1 56 $1.84 $1.65 $1.50 $1.34 $1.05 $0.92 14.90% 46 11.10% 59 5.60% 60 333
64 First Security Corp., Salt Lake City FSCO 23.0 1.8 7.7 16.2 53 16.2 16.6 16.2 12.0 15.4 45 16.3 40 $1.38 $1.28 $1.18 $1.03 $0.69 $0.81 11.20% 64 10.20% 66 3.80% 67 335
65 American General Corp., Houston AGC 115.4 6.4 5.6 14.8 65 9.3 7.5 9.4 11.4 10.5 91 10.5 88 $4.40 $2.96 $2.19 $2.63 $2.66 $2.46 12.30% 58 18.70% 25 21.90% 15 342
66 SunTrust Banks, Atlanta STI 95.4 7.6 8.0 17.7 35 12.4 14.0 13.4 14.5 14.4 59 14.7 61 $3.50 $3.04 $3.04 $2.59 $2.47 $2.25 9.20% 73 10.60% 64 7.30% 51 343
67 Bank One Corp., Chicago ONE 269.4 20.1 7.5 17.0 44 15.8 15.6 17.6 15.7 16.3 41 16.1 45 $2.95 $2.61 $2.43 $2.57 $2.12 $1.96 8.50% 75 4.70% 83 6.30% 56 344
68 Golden West Financial Corp., Oakland, CA GDW 42.1 3.2 7.6 15.2 59 15.4 14.1 7.5 11.0 12.6 75 14.9 59 $2.87 $2.58 $2.04 $2.10 $1.31 $1.22 18.70% 29 11.00% 60 5.50% 62 344
69 Ambac Financial Group, New York ABK 11.3 2.0 17.8 15.0 62 12.8 12.8 18.3 13.8 14.5 58 13.5 71 $4.31 $3.56 $3.13 $3.91 $2.37 $1.99 16.70% 39 3.30% 85 10.00% 37 352
70 Commerce Bancshares Inc., Kansas City, MO CBSH 11.4 1.1 9.5 15.4 57 14.6 14.1 13.4 12.7 14.0 64 14.7 62 $2.59 $2.30 $2.03 $1.80 $1.57 $1.49 11.70% 61 12.90% 54 6.10% 59 357
71 Charter One Financial Inc., Cleveland CF 31.8 2.4 7.5 13.5 72 10.3 11.7 11.2 7.3 10.8 87 11.8 81 $1.53 $1.39 $1.16 $1.02 $0.62 $0.49 25.60% 17 14.50% 42 4.90% 64 363
72 Sovereign Bancorp, Philadelphia SVRN 26.6 1.8 6.8 13.2 74 12.4 10.9 10.3 12.6 11.9 81 12.2 80 $1.01 $0.85 $0.66 $0.59 $0.66 $0.63 9.90% 71 19.60% 23 9.00% 41 370
73 Union Planters Corp., Memphis UPC 33.3 2.8 8.3 13.8 71 7.7 12.3 12.1 14.1 12.0 80 11.3 85 $2.85 $1.58 $2.47 $2.21 $2.47 $1.76 10.10% 70 8.80% 72 34.30% 9 387
74 GreenPoint Financial Corp., New York GPT 15.4 2.0 12.9 10.8 85 10.0 11.0 9.0 7.0 9.5 93 10.6 87 $2.23 $1.77 $2.10 $1.56 $1.12 $1.11 15.00% 45 12.60% 57 12.20% 29 396
75 Lincoln National Corp., Ft. Wayne, IN LNC 103.1 4.3 4.1 9.5 90 9.8 19.8 11.6 13.0 12.7 74 13.0 76 $2.30 $2.51 $0.11 $1.69 $1.44 $0.80 23.50% 20 10.80% 62 -4.30% 83 405
76 FleetBoston Financial Corp., Boston FBF 190.7 15.3 8.0 13.8 70 17.0 18.0 16.2 9.3 14.9 53 16.3 41 $2.10 $2.41 $2.33 $1.99 $0.79 $1.55 6.30% 83 1.80% 86 -6.70% 88 421
77 Commercial Federal Corp., Omaha CFB 12.8 1.0 7.6 10.0 88 11.0 9.2 14.7 9.7 10.9 86 10.0 91 $1.54 $1.52 $1.17 $1.28 $0.91 $0.23 46.30% 2 6.40% 78 0.70% 77 422
78 ReliaStar Financial Corp., Minneapolis RLR 24.9 1.9 7.8 12.5 80 11.5 13.0 13.6 14.8 13.1 72 12.3 78 $2.85 $2.64 $2.51 $2.37 $2.06 $1.54 13.10% 52 6.30% 79 3.90% 66 427
79 CIT Group Inc., New York CIT 45.1 5.6 12.3 12.0 82 13.2 14.0 13.0 12.2 12.9 73 13.1 75 $2.22 $2.08 $1.95 $1.64 $1.43 $1.28 11.60% 62 10.60% 63 3.30% 72 427
80 Bank United Corp., Houston BNKU 16.2 0.8 4.6 14.8 64 17.8 13.5 23.1 7.9 15.4 46 15.4 53 $3.28 $3.51 $2.46 $3.87 $1.35 $3.55 -1.60% 96 -5.40% 94 -3.30% 82 435
81 St. Paul Companies Inc., St. Paul, MN SPC 38.9 6.5 16.6 12.7 79 1.4 14.9 11.6 16.1 11.4 85 9.7 93 $3.41 $0.32 $3.96 $3.26 $2.96 $2.85 3.70% 93 1.50% 87 226.40% 1 438
82 Firstar Corp., Milwaukee FSR 72.8 6.3 8.7 13.1 75 12.7 15.0 14.8 15.6 14.2 61 13.6 70 $0.87 $0.81 $0.82 $0.75 $0.74 $0.67 5.40% 88 5.10% 81 3.60% 69 444
83 Hibernia Corp., New Orleans HIB 15.3 1.4 9.0 12.9 78 14.1 12.8 13.6 18.6 14.4 60 13.2 74 $1.06 $1.09 $0.89 $0.84 $0.96 $0.76 6.90% 82 8.10% 75 -1.40% 79 448
84 Heller Financial Inc., Chicago HF 18.0 2.3 13.1 13.4 73 10.6 10.1 9.3 9.2 10.5 90 11.4 84 $2.74 $2.23 $2.82 $2.41 $2.25 $2.10 5.50% 85 4.40% 84 10.80% 35 451
85 Torchmark Corp., Birmingham, AL TMK 12.1 2.0 16.4 12.9 77 11.7 19.0 19.4 10.1 14.6 56 14.5 63 $1.93 $1.81 $1.84 $2.22 $1.89 $1.81 1.30% 94 -4.60% 93 3.30% 73 456
86 BancWest Corp., Honolulu BWE 16.7 1.8 11.0 9.6 89 9.0 11.6 11.8 11.8 10.8 88 10.1 89 $1.38 $1.05 $1.29 $1.20 $1.12 $1.13 4.10% 91 4.80% 82 14.60% 23 462
87 Pacific Century Financial Corp., Honolulu BOH 14.4 1.2 8.4 11.0 84 9.2 12.6 12.4 11.9 11.4 84 10.9 86 $1.64 $1.32 $1.72 $1.62 $1.45 $1.37 3.70% 92 0.40% 88 11.50% 33 467
88 Aetna Inc., Hartford, CT AET 112.8 10.7 9.5 6.5 94 7.5 8.2 7.2 3.9 6.7 100 7.4 96 $4.72 $5.41 $5.60 $1.36 $4.14 $3.62 5.50% 86 51.40% 6 -6.60% 87 469
89 Aon Corp., Chicago AOC 21.1 3.1 14.4 11.2 83 18.5 10.6 12.2 16.3 13.8 66 13.4 72 $1.33 $2.07 $1.12 $1.10 $1.14 $1.01 5.70% 84 6.50% 77 -19.80% 94 476
90 AmSouth Bancorp., Birmingham ASO 43.4 3.0 6.8 10.7 86 15.3 16.0 13.9 13.5 13.9 65 14.0 69 $0.86 $1.20 $1.18 $0.98 $0.88 $0.66 5.40% 87 -4.30% 92 -15.30% 93 492
91 Chubb Corp., Warren, NJ CB 23.5 6.3 26.6 10.4 87 12.5 13.8 9.6 14.7 12.2 79 12.3 79 $3.66 $4.19 $4.39 $2.88 $3.90 $2.96 4.30% 90 8.30% 74 -6.50% 86 495
92 CIGNA Corp., Philadelphia CI 95.3 6.1 6.5 9.3 91 14.5 10.6 11.1 11.7 11.4 83 11.5 82 $3.54 $5.56 $3.65 $3.52 $3.87 $2.50 7.20% 80 0.20% 89 -20.20% 95 520
93 Berkshire Hathaway, Omaha BRK.A 131.4 57.8 44.0 2.7 97 6.4 6.9 12.4 5.6 6.8 99 5.3 99 16.90% 36 -20.80% 96 -32.70% 97 524
94 Cincinnati Financial Corp., Fairfield, OH CINF 11.4 5.4 47.6 4.6 96 4.7 7.6 7.7 9.9 6.9 98 5.6 98 $1.52 $1.41 $1.77 $1.31 $1.33 $1.18 5.20% 89 5.10% 80 3.80% 68 529
95 MBIA Inc., Armonk, NY MBI 12.3 3.5 28.6 8.8 92 12.1 13.3 13.2 13.8 12.2 78 11.4 83 $3.19 $4.32 $4.12 $3.62 $3.15 $3.09 0.60% 95 -4.10% 91 -14.10% 92 531
96 Liberty Financial Companies Inc., Boston L 18.4 1.2 6.5 8.1 93 9.3 11.5 10.0 9.4 9.7 92 9.6 94 $2.07 $2.63 $2.77 $2.24 $1.76 $1.43 7.70% 77 -2.60% 90 -11.30% 90 536
97 SAFECO Corp., Seattle SAFC 30.6 4.3 14.0 5.1 95 6.4 9.0 10.8 11.7 8.6 96 6.8 97 $1.90 $2.52 $3.33 $3.48 $3.17 $2.50 -5.30% 97 -18.30% 95 -13.20% 91 571
98 Reliance Group Holdings Inc., New York REL 14.6 1.0 7.0 -26.6 100 28.7 28.0 7.1 16.5 10.7 89 10.0 92 ($2.21) $2.78 $1.47 $0.41 $0.83 $0.38 -242.20% 100 -275.30% 100 -500.00% 100 581
99 UNUMProvident Corp., Portland, MEUNM 38.4 5.0 13.0 -3.3 99 10.4 15.8 10.4 13.3 9.3 94 7.6 95 ($0.77) $2.54 $2.59 $1.61 $1.92 $1.04 -194.20% 98 -178.20% 99 -500.00% 99 584
100 CNA Financial Corp., Chicago CNA 61.2 8.9 14.6 -1.6 98 3.2 12.6 14.0 13.4 8.3 97 4.7 100 ($0.77) $1.49 $5.17 $5.17 $4.05 $0.17 -235.30% 99 -153.00% 98 -500.00% 98 590
*In mid-April, too late to revise this ranking, Conseco restated its 1999 earnings downward.
Because they would take up too much room on the table, Berkshire Hathaway's earnings per share were omitted. They were: 1999: $1,024.54; 1998: $2,261.53.; 1997:$1,542.01; 1996: $2,064.79; 1995: $669.61; and 1994: $469.00.
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