The G-20 countries are marching forward on high-profile issues such as banker pay, appropriate financial safeguards and disincentives for excessive risk taking. These are, however, relatively low-lying fruits.

The Holy Grail for some is the prospect of capitalizing on the worst financial crisis since the Great Depression to achieve historic changes such as supranational regulation, systemic risk mitigation and long-term changes in the consumption and savings habits of nation states.

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