Banco Popular de Puerto Rico

Consolidation has led to too few community banks, which is amplified in areas where capital is needed most.

While stress testing can provide valuable insight into the strength and resilience of our financial system, regulators are increasingly acknowledging shortcomings in the post-crisis regime.

While the Consumer Financial Protection Bureau was careful to note that the principles were not binding, the industry should still adopt the guidelines going forward.

While used infrequently by credit unions, arbitration clauses can be an effective way to ensure both the credit union member and the credit union's interest are protected when disputes arise.

Even though they do not face the immediate prospect of regulation requiring an open-banking policy, American banks should act as if they do.

Reform of the Community Reinvestment Act should seek to establish a minimum standard for the volume of CRA activities a bank must complete in its assessment area.

Partnerships with financial technology companies could be effective in helping banks meet small-dollar credit demand, but those partnerships face a legal cloud. Thankfully Congress is considering adding needed clarity.

Richard Cordray won’t be around anymore to keep an eye on the fintech sector. The question now is: Who will?

KeyCorp's Beth Mooney disarms “a ticking time bomb.” The former head of the Small Business Administration wants to buy Harvey Weinstein’s company. A female FDIC chair is on the way. Plus, the CFPB showdown, an effective way to combat sexual harassment, and laundry tips from Anne Wojcicki.

The court decision regarding the “valid when made” doctrine moved us further away from creating a more effective and inclusive financial system.