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The financial services industry has struggled with how best to explain privacy and data-sharing practices to customers. Mastercard is offering a new framework.November 5
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The bank is one of many to realize that artificial intelligence is only as good as the data fed into it.April 1
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A paper released by the agency’s Center for Financial Research says aspects of someone’s digital footprint — including whether they use Apple or Android — help predict likelihood of default.October 4
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Capital One's dispute with Plaid raised questions about the ability of banks and aggregators to work together. But the end of that fight, and Capital One's deal with Finicity, show common ground can be reached — eventually.August 10
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The CFPB's data-sharing guidance was widely applauded, but mistrust remains between banks and aggregators. Advocates want regulators to take action.November 28
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Even though they do not face the immediate prospect of regulation requiring an open-banking policy, American banks should act as if they do.November 28
Co-founderCurrencycloud
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While the Consumer Financial Protection Bureau was careful to note that the principles were not binding, the industry should still adopt the guidelines going forward.October 27
Chief Technology OfficerMX
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The companies will use an application programming interface to let Chase customers send the data to the apps Finicity supports, including personal financial services apps and income verification tools.July 11
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By making it easier and safer to share data with third parties, Wells Fargo's Brett Pitts says he is strengthening the bank's relationships with customers.June 7
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Europe is debating whether to ban screen scraping, a practice that fintechs count on as a last resort. Innovation is at stake.May 24
