Banco Popular de Puerto Rico

More regulation, more regulators and more regulatory uncertainty both increase the cost of and inhibit financial services and payments innovation.

In our quest to solidify and improve customer satisfaction, we should not set up systems that have our teams more focused on manipulating scores than actually earning them.

Loan performance data show the entire case against GSE underwriting standards, and their role in the financial crisis, is based on social stereotyping, smoke and mirrors, and little else.

The DOJ's initiative ensures that federal and state laws are not circumvented by predatory lenders … and gives federal authorities a chance to fix a very broken industry.

The new group should look at protecting consumer data and how nonprime financial consumers are treated through new regulations.

A former credit union CEO explains why it chose to become a bank, subject to taxes, and says Congress needs to intervene in discussions on an NCUA proposal to loosen capital standards.

Bankers may not want to hear this, but communities benefit when credit unions buy banks.

The recent Dodd-Frank rollbacks for smaller banks could encourage risk-taking that leads to a systemic issue.

Criminals are filling the void left by lax U.S. regulation of cryptocurrencies.

The benefits include improved financial inclusion, the chairman of the NCUA argues.