Banco Popular de Puerto Rico

Regulators and lawmakers go to great lengths to avoid using the term for reforms in the Trump era, but its meaning is consistent with recent steps to revise and clarify the post-crisis regime.

Arguments that the central bank should develop its own system for faster payments ignore current market realities, says The Clearing House, which has developed its own network.

Financial education programs have been shown to be largely ineffective. What low-income consumers really need from banks are better products and more tailored advice.

The bureau should adopt a clear, consistent framework for determining civil money penalties against financial firms.

The administration’s move seems aimed at cutting down on regulation. But broader reviews by the White House under the Congressional Review Act could hinder rules the industry supports.

The Fed is stepping up transparency around its process for testing bank resiliency in a hypothetical crisis, but additional improvements are needed.

It remains to be seen whether anti-money-laundering provisions will get a deeper look this Congress or whether political optics will divide lawmakers on moving ahead with changes.

Corporations now have more access to consumer financial information than ever before. The question is whether banks will be the ones to help firms harness this data.

In today’s political climate, banks have to monitor not just how they do business, but with whom they do it.

As the bank's board conducts its search for a new CEO, it should exclude Wall Street titans from any shortlist.