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Attempts to rewrite the method for determining unintended discrimination in housing should not bleed into fair-lending laws.March 4
Executive DirectorMarketplace Lending Association -
Testing shows an overreliance on machine learning data can unfairly harm credit scores.December 12
Vice President of Scores and Predictive AnalyticsFICO
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Doug Clare explains how the organization uses artificial intelligence to spot crime rings and skimmers.November 11
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The Trump administration’s “public charge” rule would add credit reports to factors that could be used to deny legal residency, but critics say credit scoring was never intended for that purpose.August 21
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The regulator of the government-sponsored enterprises retreated from an earlier proposal that had barred VantageScore because of its ties to the credit bureaus.August 13
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The new cloud-based solution is intended to help financial institutions make quicker credit decisions by integrating consumers’ histories with advanced software.March 27
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The Federal Housing Administration is returning to manual reviews of higher-risk loans it insures because it's finding that a growing share have lower credit scores, higher debt-to-income ratios, or both.March 18
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Bank technologists see the potential for AI in lending, money laundering detection, fraud and other areas. Regulators and bank executives insist on “explainability.”January 1
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The Federal Housing Finance Agency has proposed barring Fannie Mae and Freddie Mac from using credit scores developed by VantageScore over concern about conflicts of interest with the joint venture of Equifax, Experian and TransUnion.December 13
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A new credit score that includes consumers' cash flow alongside their credit score is winning praise for its potential to help expand access to credit, but some worry it gives the credit bureaus even more data that could be compromised.October 23
