Want unlimited access to top ideas and insights?
Stablecoins have become a hot topic across the banking industry, but new research from American Banker finds that a noteworthy number of banks and credit unions are choosing not to engage in the digital-asset markets.
Top questions answered in the research
- What factors are inspiring banks and credit unions to launch a stablecoin?
- Which consumer bases have access to these stablecoins?
- How or to what are institutions pegging their stablecoins' value?
- What network(s) are institutions choosing to make their assets available?
- Why are some banks saying no to issuing a stablecoin?
Key takeaways
- Payments improvements were a driving force for issuing a stablecoin.
- Most bank stablecoins peg their value to government-issued currency.
This four-part series dives into the data using interactive charts broken out into these main themes: planning for digital assets, implementation roadmaps, institutional perception of digital assets and general market perceptions of digital assets and regulations.
- Part one:
Large banks lead the cryptocurrency pack, credit unions close behind - Part two:
Five challenges banks face when they consider crypto services - Part three:
Why some banks are saying yes to stablecoins, and others are saying no - Part four:
Bank execs say stablecoins, crypto here to stay





