Want unlimited access to top ideas and insights?
Bankers are hard at work ironing out stablecoin efforts following the passage of the GENIUS Act and creation of a regulatory environment for the asset class, but few have been able to take the next step. Exclusive research from American Banker surveyed these executives to find out where industry players are in the digital asset race.
Top questions answered in the research
- Are many institutions offering or engaging with stablecoins?
- Is a partner more valuable when building digital asset programs?
- How are regulatory protocols like Know Your Customer and Anti Money Laundering being handled?
- What is the main driving force behind the decision to engage with stablecoins?
- What do clients and the broader market really think about stablecoins?
Key takeaways
- Few financial institutions offer stablecoins, with many still in the process of ironing out plans.
- Financial institutions building out the frameworks for digital asset programs are mainly relying on outside experts for help.
This four-part series dives into the data using interactive charts broken out into these main themes: planning for digital assets, implementation roadmaps, institutional perception of digital assets and general market perceptions of digital assets and regulations.
- Part one:
Large banks lead the cryptocurrency pack, credit unions close behind - Part two:
Five challenges banks face when they consider crypto services - Part three:
Why some banks are saying yes to stablecoins, and others are saying no - Part four:
Bank execs say stablecoins, crypto here to stay
Featured charts





