PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.

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For the Denver-based parent company of Sunflower Bank, the first quarter of 2026 was not entirely sunny. Loans grew dramatically, but so did charge-offs, with the lender charging off two credits worth more than $10 million.
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Dubai, UAE, April 28th, 2026, Chainwire
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The investment firm's Alternatives division comprised a majority of the online lender's $60 million Series C funding round.
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Mark McArdle is the head of public policy and regulatory affairs at NewRez, a large servicer and originator, and previously spent 15 years in government, including almost 8 years at CFPB. Views expressed here are his own.
April 28 -
A federal judge finds that the embattled brokerage Alpine Securities' argument that FINRA should answer to the federal executive branch amounts to " wishful thinking" that "collapses under the weight of spiraling aspiration."
April 28 -
While stablecoins aren't widely used for payments, banks still have a role to play in leading the market.
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Celtic Bank is the latest large Small Business Administration lender to turn to an AI origination platform for smaller-dollar loans. Live Oak Bank, which has been piloting the same platform, says it's poised for big growth in the same segment.
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The Federal Open Market Committee's April meeting — likely Federal Reserve Chair Jerome Powell's last — is unanimously expected to keep interest rates steady, but questions about energy, inflation and the upcoming transition in leadership still loom.
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Amir Sarhangi is the CEO of Skyfire. Previously, he was the CEO and founder of Jibe Mobile, a startup acquired by Google in 2015. Jibe's messaging infrastructure is now Android Messenger. After several years in a leadership role at Google, Amir departed to join Ripple as a VP of Products.
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