PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.

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A House subcommittee debated new legislation to improve bank data sharing and slow down transactions to thwart sophisticated financial scams.
March 9 -
Michael He is a Senior Director at Simon-Kucher, where he is focused on helping insurance and Insurtech companies accelerate growth by refining their pricing, sales, and go-to-market strategies. With over 17 years of experience spanning financial institutions, insurance, and technology, he is a strategic leader in AI/ML transformation, sales, data, and pricing. Michael guides clients through industry shifts, helping them harness data-driven insights to make smarter, more strategic decisions. His expertise lies in translating complex analytics into actionable strategies that drive sustainable profitability and competitive advantage. Michael holds both an undergraduate degree in Economics and Computer Science, as well as an MBA in Corporate Finance and Accounting from the University of Rochester.
March 9 -
The company dropped the broker channel just months after Frank Martell became CEO; now that Anthony Hsieh is running things again, LoanDepot brought it back.
March 9 -
TransUnion cuts VantageScore 4.0 to $0.99, aiming to boost lender choice and affordability as FHFA pushes mortgage score modernization and competition.
March 9 -
An estimated 565,000 first-lien refinances closed in the fourth quarter, up 50% from a year prior and the most since the second quarter of 2022, ICE found.
March 9 -
Lera Kooper serves as chief operating officer and equity partner at
Accountability Services . Drawing on her background as a business owner and her dual degrees in accounting and supply chain management from Central Washington University, she helps clients understand how financial data and strategic planning work together to unlock growth.March 9 -
Branchless and out-of-state banks are harvesting deposits in Florida and lending them out elsewhere, a situation that leads to serious underinvestment in desperately needed infrastructure and affordable housing.
March 9
K.H. Thomas Associates -
New research sheds light on the real causes of bank failures; and the economic numbers aren't adding up to a recession, yet.
March 9
American Banker -
Bank runs are only the final symptom of a much deeper malady, according to a new study.
March 9











