Resources

American Banker editors Neil Weinberg and Harry Terris discuss how Basel III capital adequacy requirements are causing major upheaval in the servicing market. Under U.S. regulators, even more changes are on the way.

Moving toward fully electronic payments is a matter of public health and social justice, according to author David Wolman.

When a crisis strikes, consumers want answers — and they want them fastest over social media. Banks must take to Twitter and other channels to calm irate customers while still being mindful of their obligations to regulators.

Green Dot CEO Steven Streit discusses the growing consumer acceptance of reloadable prepaid debit cards.

Mortgage bondholders are crying foul — and lining up their lawyers — over losses they would incur if servicers write down investors' holdings.

Union Bank's deal to buy Pacific Capital is making the U.S. Treasury's decision to a quick write-down on its investment in the target on look like a shrewd choice.

The industry largely backed Mitt Romney in the GOP primaries. With Obama's chances of reelection improving, should bankers be worried?

Banks have made considerable progress fortifying their financials recently. But the Fed's latest stress test results show laggards remain and left some questioning the value of the entire exercise.