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Employee Titus Green assembles a recycled Apple Inc. iPhone at a Green Citizen recycling facility in Burlingame, California, U.S., on Thursday, Dec. 6, 2012. Green Citizen collects and disposes old electronics in the San Francisco Bay area, tracking everything to ensure the gadgets are recycled back into raw material, or refurbished and resold. Photographer: David Paul Morris/Bloomberg *** Local Caption *** Titus Green
David Paul Morris/Bloomberg
(Image: Bloomberg News)
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The new Apple Inc. iPhone 5 is displayed for a photograph during an event in San Francisco, California, U.S., on Wednesday, Sept. 12, 2012. Apple Inc. unveiled the iPhone 5 in an overhaul aimed at widening its lead over Samsung Electronics Co. and Google Inc. in the $219.1 billion smartphone market. Photographer: David Paul Morris/Bloomberg
David Paul Morris/Bloomberg

Eye on Rewards

Apple's most recent payment patent application describes a system for crediting users' mobile wallets for certain activities, such as watching ads. (Image: Bloomberg News)
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A customer examines an Apple Inc. iPhone 5 during a launch event organized by SK Telecom Co. in Seoul, South Korea, on Thursday, Dec. 6, 2012. The iPhone 5 went on sale in South Korea today. Photographer: SeongJoon Cho/Bloomberg
SeongJoon Cho/Bloomberg

Card Swipe

A "card swipe" patent published last year describes plans for a virtual payment card. Instead of swiping a card at the register, consumers using this technology would swipe a finger on the phone screen to authorize a mobile payment. (Image: Bloomberg News)
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NFC - Near field communication / contactless payment
alexander kirch/Getty Images/iStockphoto

NFC

Apple published a patent last year detailing its plans for Near Field Communication, a wireless technology found in some Android phones but not in any Apple handsets. The patent covers how NFC can be used to make contactless payments at the point of sale. (Image: ThinkStock)
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An Apple Inc. iPhone 5 is seen on display inside the Apple store at the Gran Plaza 2 shopping mall in Majadahonda, near Madrid, Spain, on Friday, Sept. 28, 2012. Apple said it is working to catch up with demand, "We are working hard to get an iPhone 5 into the hands of every customer who wants one as quickly as possible," Apple Chief Executive Officer Tim Cook said in a statement. Photographer: Angel Navarrete/Bloomberg
Angel Navarrete/Bloomberg

iTravel

The so-called iTravel patent, revealed last year, describes a way to use wireless Near Field Communication technology to buy airline tickets and check in for flights. The idea may have eventually become Passbook, an app that supports many of those functions without relying on NFC. (Image: Bloomberg News)
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Raymond Zhang uses his Apple Inc. iPhone 4S in front of an Apple store in San Francisco, California, U.S., on Tuesday, April 24, 2012. Apple Inc. profit almost doubled last quarter, reflecting robust demand for the iPhone in China and purchases globally of a new version of the iPad, allaying the growth concerns that sliced shares 12 percent in two weeks. Photographer: David Paul Morris/Bloomberg *** Local Caption *** Raymond Zhang
David Paul Morris/Bloomberg

Coverage Problem

Perhaps still feeling the sting from the "Antennagate" issues that prompted it to distribute "bumpers" for the prior year's iPhone 4, Apple in 2011 revealed a patent application covering ways to pay for and receive digital goods in the absence of a stable connection to the Internet or a payments system. (Image: Bloomberg News)
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A customer buys new Apple Inc. iPhone 5 devices at a store in San Francisco, California, U.S., on Friday, Sept. 21, 2012. Apple Inc. is poised for a record iPhone 5 debut and may not be able to keep up with demand as customers lined up in Sydney, Tokyo, Paris and New York to pick up the latest model of its top-selling product. Photographer: David Paul Morris/Bloomberg
David Paul Morris/Bloomberg

In-Store Payments

Apple also has a patent, published in 2011, for pairing any mobile device with any payment terminal in a store. (Image: Bloomberg News)
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Apple chief executive Steve Jobs speaks at the launch of the Apple iTunes Music Store in the UK, France, and Germany in London, Tuesday, June 15, 2004. Demand for the iPod, unveiled by Chief Executive Steve Jobs in October 2001, has helped make Apple the third-best performing stock in the Standard & Poor's 500 Index this year. Photographer:Randall Quan/Bloomberg News.
RANDALL QUAN/BLOOMBERG NEWS

Composing an Idea

A patent application from 2007, the year the first iPhone launched, describes a system for purchasing items at a retailer with a wireless device. At the time, Apple had a deal with Starbucks to let iPhone and iPod owners download the song they heard playing in the coffee company's stores. (Image: Bloomberg News)

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