Technology

Even with the card networks' U.S. EMV migration deadline half a year away, basic knowledge of EMV technology is still poor. Fime is addressing this concern by offering its expertise to American issuers such as credit unions and community banks, which may need additional knowledge but are reluctant to outsource their entire EMV project.

When a mobile wallet fails, it doesn't go away. Companies can upgrade dormant apps and remove their functionality, but the apps stay on users' phones, each one a headstone in a growing digital graveyard.

CoinTent, a San Francisco-based micropayments company, has released a product to enable media companies to sell individual articles to non-subscribers.

Amazon long ago redesigned the way consumers shop and pay online, and it envisions a retail environment where payments happen just as seamlessly and shoppers never even need to slow down to check out.

EMV will require new payment processes that, while seemingly small to those instituting the change, require a shift in behavior that could feel monumental to consumers.

MasterCard is betting that there is a third choice besides plastic cards and mobile wallets. And that choice is one that has sputtered in the past.

Sales of cyberinsurance are rising among financial services companies, a sign of the times as data breaches, distributed denial of services and other types of attacks continue. But policies can be misleading, and they definitely are no silver bullet.

Google's rumored bill presentment service, called Pony Express, is still in development and has not been officially announced. But the email-based payment service has the potential to disrupt the banking world — if it can overcome the significant obstacles ahead of it.

MasterCard has joined forces with celebrity chef Marcus Samuelsson to deploy its Qkr app at the product's first restaurant location in the United States.

No two digital wallets are alike, but there is a growing interest within the payments industry in standardizing a base layer for digital payments.