Opinions

Parents of IBs are exempt from bank holding company supervision by the central bank, but that is a strength, not a weakness.

American Banker's newly appointed editor-in-chief, Rob Blackwell, shares his take on the prospects for financial regulation reform this fall.

CU in Vancouver announces distribution via redemption, dividend on shares.

If you thought the process for health care reform was rough, just wait until tax reform gets going, said NAFCU's Dan Berger.

The Terrorism Risk Insurance Act was created after 9/11 to serve as a crucial federal backstop for commercial real estate insurers, but an analysis of alternatives to fund the program reveals the continued challenges of measuring and predicting terror risk.

Square became the third fintech firm in recent months to seek out a bank charter. Others are likely to follow.

But the Wayzata, Minn., company is not out of legal hot water, as a judge let stand some charges that it violated a provision in the Dodd-Frank Act that prohibits using deceptive practices to sell consumer products.

By design, any practice that requires a customer to simply hand over online bank credentials to a third party is a terrible idea.

Many of the arguments in this debate have less to do with the applicants’ qualifications than with traditional banks’ fear of new, innovative competitors.

The FBI and at least two states are looking into the data breach; Harvey shut lots of banks, but mobile banking apps keep customers operating.