Policy & Regulation

The Treasury Annex building in Washington is slated to be renamed in honor of a bank that served emancipated slaves after the end of the Civil War.

The regulatory red lines of $10 billion and $50 billion affect banks well before they pass them, and add to the pressure to buy or sell, says FIG Partners analyst Chris Marinac.

California officials have opened a broad inquiry into the marketplace lending business, seeking data from industry participants that will be used to assess the effectiveness of the state's current regulatory regime.

A modern version of the Depression-era law would not only make banks safer, but it would also reduce compliance costs and erase the need for certain capital mandates.

Congress wouldn't intervene in a baseball manager's plan for his pitcher's strategy, which is prone to change. The same should be true for monetary policy decisions.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

House Financial Services Committee Chairman Jeb Hensarling said Thursday that odds are slim for major banking reforms to be included in the budget deal now being crafted, but unveiled ambitious plans for the coming year.

Bank of America passed the Federal Reserve's annual stress test after resubmitting its capital plan and persuading regulators it improved internal controls and loss and revenue models.

WASHINGTON — Sen. Sherrod Brown, D-Ohio, ranking member on the Banking Committee, pushed for a vote on six banking panel nominees on the Senate floor Wednesday, though the effort was ultimately defeated.

WASHINGTON — Banks have loosened underwriting standards for the third year in a row, reaching levels that are now similar to the 2005-7 period before the financial crisis, according to a report released Wednesday by the Office of the Comptroller of the Currency.