Policy & Regulation

Fears about spikes in tax rates could lead a number of capital-heavy bank to consider one-time plans to return capital to shareholders.

The industry has asked the CFPB to delay the effective date for a rule expanding disclosures for remittance transfers.

When the OCC took over supervising thrifts, we evaluated the model being used and determined the cost to keep it viable was not justified. Superior interest rate risk models are available from dozens of vendors.

Liberty Bancorp in Georgia is barred from making payments to shareholders and certain debtholders without regulatory approval.

Regions Financial (RF) will redeem roughly $345 million in trust-preferred securities using proceeds from a recent preferred stock offering.

The banking unit of 1st Colonial Bancorp (FCOB) in Collingswood, N.J., has converted to a state charter and changed its name.

While ICBA supports further study, we hope Congress will come to the conclusion that it should never have been proposed for financial institutions that have no international exposures or are not of a certain size.

The Consumer Financial Protection Bureau and Federal Housing Finance Agency announced plans to create a new mortgage database, more comprehensive and streamlined than existing state and federal ones, to guide policy decisions.

Wells Fargo contends that a federal lawsuit over its lending practices before and after the housing crisis contravenes the terms of the multistate mortgage settlement.

Of the eight U.S. banks that must face a capital surcharge under Basel III, only Citigroup and JPMorgan Chase have to pay the highest current level of 2.5%.