Policy & Regulation

Examiners will be able to take their complaints to the comptroller's office when they disagree with supervisory decisions.

U.S. regulators are making significant progress in implementing Basel III, according to a scorecard released Monday by the Basel Committee on Banking Supervision. But the EU received a worse grade.

One year after the Durbin Amendment slashed debit interchange payments to banks, there’s scant evidence that retailers are lowering prices as promised.

The Federal Deposit Insurance Corp. has lifted a cease-and-desist order against Twin City Bank after it raised fresh capital.

A practical, well-executed plan, even one with disappointingly modest goals, will deliver more than an overly ambitious plan, easily subverted, that in hindsight probably had no hope of ever succeeding.

The Financial Stability Oversight Council took another step Friday toward designating certain nonbank firms as systemically important. One key question is how, and how hard, those named will push back.

The Financial Accounting Standards Board stands ready to repeal a directive that allows banks to record a gain in income when the value of their own fixed-income securities decreases, and losses when the liabilities' worth rises.

The Dodd-Frank Deposit Insurance Provision, which insures accounts over $250,000 is set to expire by the end of the year. When the program (often referred to as its first incarnation, the Transaction Account Guarantee) ends, funds over the limit will be moving to money-market funds, analysts predict according to the Wall Street Journal.

It is neither the intent nor the practice of NCUA to influence a vote on a credit union conversion. Our rules protect members' rights to make well informed decisions.

Under new international rules, mutual banks in the U.S. will need a way to issue marketable securities to raise capital. Core capital deferred shares, a U.K. innovation, offer a model.