Policy & Regulation

The Federal Reserve Bank of Atlanta has ordered First St. Charles Bancshares Inc. in Boutte, La., to use whatever resources necessary to ensure that its bank subsidiary, First National Bank USA, remains well capitalized.

How wide should credit card lenders open the gates to borrowers after slamming them shut during the recession when losses soared? It depends on their analytics.

WASHINGTON — The Consumer Financial Protection Bureau is seeking comments on whether and how to revise Regulation E, which governs implementation of the Electronic Fund Transfer Act.

Former comptroller Eugene Ludwig talks about the competitive threat from unregulated financial firms and why banks should want the new consumer protection bureau to have a permanent director soon.

The Securities and Exchange Commission has closed a loophole that previously allowed individuals to artificially inflate net worth before investing in unregistered securities offerings. Advisors are generally supportive of the change.

Commerce Bancshares Inc.'s banking unit has agreed to pay $18.3 million to settle a class action involving overdraft fees.

The Federal Reserve has fined two banks for violations of the National Flood Insurance Act.

Move now gives public until mid-February to weigh in on Dodd-Frank trading restrictions.

The Housing Policy Council of the Financial Services Roundtable announced last week that it was promoting Paul Leonard, now the council's director of government affairs, to become senior vice president of government affairs.

The Office of the Comptroller of the Currency Wednesday announced the appointment of Michael Sullivan to become deputy comptroller for risk analysis.