The lender traps consumers in an "exploitative cycle of debt," Brandon Scott said.

Following the passage of federal legislation, stablecoins are generating a lot of buzz, but are still seeking uses beyond investment. Payment firms are pushing technology to entice merchants and consumers to support the digital asset.

The merger of equals, which received a chilly reception from investors when it was announced in July, closed faster than analysts had expected.

Last year highlighted the risks for banks in lending to nondepository financial institutions. A new approach by Trump-era regulators could change the playing field.

Articles about the AI deployments of big banks and of scammers generated clicks from American Banker readers.

Community banks are always looking for ways to expand local engagement. But for some banks, sponsoring disc golf courses, clubs and events offers a relatively inexpensive way to boost their profile among a very loyal customer base.