Regulation and compliance
We asked experts in the payments industry what business or economic advice they would give to the next president of the United States (regardless of who wins in November). Here is what they had to say.
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Philadelphia Federal Reserve Bank President Patrick Harker sat down with American Banker to talk fintech, financial regulation and the economy.
May 16 -
Andreas Dombret, the head of banking supervision for the German central bank, talks with American Banker's John Heltman about the need for international cooperation, how blockchain changes regulation, and the difference between the German and U.S. banking systems.
May 5
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American Banker's Rob Blackwell and Marc Hochstein discuss the pushback from state regulators and consumer advocates against the OCC's proposed charter; Chris Skinner and Jim Marous hold forth on fintech.
April 28 -
Kosta Peric, deputy director of digital payments and financial services for the poor at the Gates Foundation, discusses his efforts to expand access to low-cost financial services in developing countries.
April 25 -
Richard Hunt of the Consumer Bankers Association on reg reform, the chances for a Durbin rollback and more.
March 28 -
It is easy for banks to get caught up in what appears innovative but ends up being for show.
March 17 -
The recent decision by the Federal Reserve Board to exempt banks with less than $250 billion in assets from the qualitative aspects of the CCAR stress tests may be a sign of things to come, says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.
March 3 -
Critics of Dodd-Frank argue that post-crisis regulations put a damper on lending. But loan growth at regional and community banks has "actually been very strong," says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.
March 1 -
First half: Brett King says the OCC fintech charter is overdue. Second half: fintech and refugees.
February 20