Regulation

Many companies are idling while the U.S. considers its options for handling the migration to chip cards from magnetic-stripe cards. Even a company based in the UK finds itself stuck.

Richmond Fed President Jeff Lacker has a much different approach to ending "too big to fail" than his central bank colleagues, including making it impossible for regulators to unwind a failing institution.

Jeremiah Norton, a board member of the Federal Deposit Insurance Corp., said Wednesday that regulators should consider proposing a stronger leverage ratio for banks to help protect the financial system.

Visa's quarterly earnings increased by 26% from a year earlier, and its financial outlook for 2013 has also brightened, the company said Feb. 6.

Federal Reserve Gov. Elizabeth Duke urged community bankers on Tuesday to continue lending despite challenges created by compliance with a host of new Dodd-Frank regulations.

A recent court ruling filed by a three-judge panel of the U.S. Court of Appeals for the D.C. Circuit has casted doubt over whether renominated Richard Cordray will continue to serve as director of the Consumer Financial Protection Bureau.

Virtually all discussions of banking crises these days assume that depositors should always be protected, often at taxpayer expense. Let's consider whether at least some depositors should be bailed in.

The House Financial Services Committee held its first full hearing of the year on Wednesday, with lawmakers divided on the future of the Federal Housing Administration.

Former U.S. Treasury Secretary Timothy Geithner will rejoin the Council on Foreign relations later this month, the organization announced on Wednesday.

The EMV smartcard standard is so commonly combined with a PIN code that most consumers know it simply as "chip-and-PIN." But Visa and MasterCard don't agree on whether PIN use should be a priority when the U.S. adopts the EMV standard.