Regulation

At a panel at the Chicago Fed regulatory conference, experts split on the right amount — and makeup — of capital needed to ensure a safe banking system.

Acting FDIC Chairman Marty Gruenberg presented a detail-heavy speech Thursday intended to persuade skeptical investors that the FDIC is willing and able to take down a large, failing firm.

The two House Democrats introduced a bill that mirrors Ohio Sen. Sherrod Brown's Safe Banking Act.

Freddie Mac (FMCC) named Donald Layton, the former chief executive of online brokerage E-Trade Financial Corp. (ETFC), as its new CEO on Thursday.

In a letter to Fed Chairman Ben Bernanke, Sen. Robert Casey of Pennsylvania questioned whether Chinese banks will use state support to undercut U.S. competitors.

I've never been able to square bankers' constant demands for less regulation with their repeated requests for more government backing on loans, deposits and insurance.

The Federal Reserve Board has entered into written agreements requiring two holding companies to serve as sources of strength for their community banks.

Despite richer returns available further out on the yield curve, large banks have generally not shifted toward long-dated securities, according to regulatory data.

The U.S. government likes small businesses — in a quaint, 20th-century way. It will bend over backward to support lending to these economic engines, but it won't adequately safeguard their online bank accounts against a more modern plague: hacking.

Expatriates of Somalia threaten to close their accounts at U.S. Bancorp and Wells Fargo unless the banks wire their money to suffering family members back home. But the big banks, and others in the industry, say federal rules make it too hard to offer the service.