Regulation

With the failure rate expected to decline next year, the FDIC is getting the chance to focus on other priorities, including finishing implementation of Dodd-Frank and ensuring it is ready for the next crisis.

President Obama announced Tuesday that he intends to nominate Jerome H. Powell and Jeremy Stein to the two vacancies on the Federal Reserve Board.

President Barack Obama will announce Tuesday that he plans to nominate a Harvard University finance professor and a former private-equity executive to fill the two vacancies on the seven-member Federal Reserve Board, a White House official said.

The Federal Home Loan Bank of Chicago has received the go-ahead from its regulator to begin repurchasing stock from its member banks.

The Federal Reserve Bank of Atlanta has ordered First St. Charles Bancshares Inc. in Boutte, La., to use whatever resources necessary to ensure that its bank subsidiary, First National Bank USA, remains well capitalized.

How wide should credit card lenders open the gates to borrowers after slamming them shut during the recession when losses soared? It depends on their analytics.

WASHINGTON — The Consumer Financial Protection Bureau is seeking comments on whether and how to revise Regulation E, which governs implementation of the Electronic Fund Transfer Act.

Former comptroller Eugene Ludwig talks about the competitive threat from unregulated financial firms and why banks should want the new consumer protection bureau to have a permanent director soon.

The Securities and Exchange Commission has closed a loophole that previously allowed individuals to artificially inflate net worth before investing in unregistered securities offerings. Advisors are generally supportive of the change.

Commerce Bancshares Inc.'s banking unit has agreed to pay $18.3 million to settle a class action involving overdraft fees.