Retail & Commercial

Most of the bankers highlighted a year ago made headlines, took bold steps or had successful years. As expected, some bought other banks, rebranded or repositioned their companies for the future.

A recap of the informed opinions (and discussions they generated) on BankThink this week.

For banks, the most obvious reaction to the recent compromise of 40 million cards at Target stores would be to re-issue credit and debit cards to all customers who shopped at the retailer. But this approach doesn't seem to be universal.

More and more banks are ramping up in asset-based lending, even as some fret about increased regulatory scrutiny. In a Q&A, the head of the industry's trade group discusses the latest trends, what's keeping his members up nights and what to look for in the year ahead.

Time Warner Cable Inc. has agreed to settle Federal Trade Commission charges that the company violated the Risk-Based Pricing Rule, which requires creditors to give notice to consumers who are provided less favorable credit terms based on information in their credit reports.

DOWNEY, Calif. -- Financial Partners Credit Union says its "smart" branch in nearby Orange, Calif., is working so well, it plans to open two more just like it.

National Penn Bancshares (NPBC) in Boyertown, Pa., will take a fourth-quarter charge as it closes branches and prepares to move its headquarters.

The Bitcoin community has long dealt with wild fluctuations in the digital currency's value, and as the digital currency has surged to several hundred dollars per bitcoin, more consumers and merchants are adopting the digital currency.

Hudson Valley Holding (HVB) in Yonkers, N.Y., has hired a former regulator to be chief risk officer for its bank.

Bank of Commerce Holdings (BOCH) in Redding, Calif., continued to revamp its executive team by hiring Robert Muttera as chief credit officer.