Retail & Commercial

It's been a buoyant year for stocks but not for bank deals. Regulatory uncertainty and a failure of buyers and sellers to come to terms on price continue to stymie activity. American Banker staffers discuss whether the market is getting closer to taking off and why some big investors have been selling.

Overdraft revenue at banks, thrifts and credit unions has stagnated over the last year, according to new research, as the industry absorbs the impact of past regulations and braces for potential future ones.

Regulation should be strong enough to protect investors yet business-minded enough to promote active derivatives, mortgage and other markets, says Judd Gregg, a former New Hampshire lawmaker and new chief executive of the Securities Industry and Financial Markets Association.

A proposal that banks break down their deposit fee income by overdraft charges and other revenue sources in quarterly call reports has sparked a debate over whether the reporting process should aid the development of consumer policy.

First National Bank of Talladega has coaxed a banking veteran out of retirement to serve as the Alabama company's president and chief executive.

Reforming the housing finance system cannot and should not be rushed, especially since we lack basic information on the likely impact of the various proposed alternatives.

Believe.in, a U.K. company that provides technology for accepting donations online, has a no-fee structure that allows charities to receive donations using technology from Stripe.

The nation's largest mutual has been an early adopter, using the Internet to market and originate small-business loans.

Citi Commercial Cards had introduced CitiManager Mobile, a smartphone-optimized version of CitiManager, the institution's desktop portal for corporate cardholders.

Citigroup has settled a lawsuit that charged the company with deceiving institutional investors about its exposure to subprime loans in the lead-up to the mortgage meltdown.