Retail & Commercial

Capitol Bancorp in Lansing, Mich., has moved a step closer to selling a troubled unit in New Mexico.

Lending on offices and apartment buildings is expected to rise this year, further evidence that the commercial real estate continues to strengthen.

Identify the megabanks' overpriced products and services, the customers they can't or won't serve. Use outside infrastructure to adapt quickly. B of A, Citi and other financial services oligopolists are highly vulnerable to competition.

Sections of Dodd-Frank and the JOBS Act have made allowances for certain community banks but, whether by design or oversight, have left small thrifts to fend for themselves.

The rules are fuzzy, but communicating with delinquent borrowers over social media networks, generally speaking, is a bad idea.

Under pressure from consumer groups and regulators, Urban Trust Bank (UTB) of Lake Mary, Fla., has agreed to stop charging overdraft fees on its prepaid cards.

MasterCard Inc. is working with The Center for Financial Inclusion at Accion to launch a research initiative, Mapping the Invisible Market, with an interactive website as part of the Financial Inclusion 2020 initiative.

First National Bank and Trust in Newtown, Pa., has given its president the additional title of chief executive.

Net interest margins continued to come under pressure in the fourth quarter. Net interest income, aided by loan growth, held up better.

Barclays announced Sunday that two of its top executives will step down in the coming months. The London-based bank said that Chris Lucas, its chief financial officer, and Mark Harding, its general counsel, have agreed to remain in their jobs until the bank can identify their successors.