Prediction: More Black Marks
Prediction: Financial Innovation Meets Financial Inclusion
Outcome: Banks continued to show relatively little interest in small-dollar loans. Some bankers even
Prediction: A Kick in the Pants
Outcome: The voice of the activist shareholder grew
Prediction: Big Breaches, Big Disruptions
"Traditional banking models will come under even greater threat in 2015. Two examples that come to mind are in customer lending, with Lending Club's gaining greater momentum and traditional credit card payment and fulfillment processes under threat from mobile phone apps. Banks will need to identify ways to partner with new mobile technology and apps that will enable them to stay at the top of this new wave of innovation in the industry as well as maintain their core customer relationships."
Outcome: Cyberattacks and internal security problems raged on in 2015. The
Prediction: The Bank as Personal Assistant
Outcome: Monitise, a mobile vendor trying to sell banks on deploying the
Prediction: Stricter Capital Standards, Weakened Volcker Rule
Outcome: While the Basel Committee unveiled
Prediction: Continued Inaction on GSE Reform
Outcome: There were incremental reform efforts that mostly
Prediction: Lending Party Relaunch
Outcome: As the Federal Reserve waited until December to raise rates, regulators complained about