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If independent sales organizations aren't willing to shift their business models in the coming years, they'll go extinct in a payments industry bustling with aggressive, agile startups that skip the middleman and go directly to the merchant.

Mobile point of sale processor payworks and European hospitality technology provider Orderman are designing mobile terminals for chip-and-PIN cards.

PayPal's plans to extend its payments business inside of stores includes technology that attempts to reduce the need for customers to wait in line at the cash register.

Revel is offering PayPal’s mobile payment capabilities as an integrated service within the Revel point of sale system.

Gun sellers, medical marijuana shops, pornography sites, bitcoin exchanges and mug-shot galleries share a common stigma — many payments companies refuse to do business with them, whether or not they run afoul of the law.

October can be a frightening month, and not just because of Halloween. In two years, the October deadline for EMV card acceptance will hit, leaving most merchants on the hook for fraud if they have not begun accepting smart-chip cards.

Lifetime Achievement Award recipient Ellen Alemany outlined how bankers can restore customer confidence in the rapidly evolving industry.

KeyCorp Chairman and CEO Beth Mooney's advice for career success.

KeyCorp's Beth Mooney on what her CEO role symbolizes.

Lifetime Achievement honoree Ellen Alemany notes how the industry has evolved since the start of her career. Alemany, the recently retired head of RBS Citizens Financial Group, accepted the award at an American Banker gala celebrating the industry’s most powerful women.

Heartland Payment Systems and Tabbedout are developing an integrated mobile payment system for restaurants and bars.

The Fed's Janet Yellen and optimism about the future were hot topics at American Banker's Women in Banking awards dinner on Thursday.

Bertha Garza, who has used her role at IBC Bank in Brownsville, Texas, to help spread financial literacy, was given American Banker's Community Impact Award, presented for the first time at our annual gala celebrating the industry's most powerful women.

Accepting her award as American Banker's Most Powerful Women in Finance, Mary Callahan Erdoes of JPMorgan Chase delights her audience with a humorous anecdote, and unapologetic pride, about working in the industry today.

'Lady, you got a lot going on,' a customs agent recently told American Banker's Most Powerful Woman in Finance, upon learning she was an American banker working from JPMorgan Chase.

More than 600 supporters were on hand to honor the 75 executives on American Banker's lists of the top women in banking and finance. The gala dinner, held Thursday at the Waldorf Astoria in New York, was preceded by a wine tasting the previous evening at the New Museum, where honorees with their guests toasted their achievements.

Accepting her award as the "most powerful woman in banking" at American Banker's annual awards dinner at the Waldorf Astoria on Thursday, KeyCorp's Beth Mooney anticipated a time when female leaders in the industry are so commonplace that gender is merely an afterthought.

Security can be an expensive, time-consuming investment for small merchants, and most have a mindset that security hacks won't happen to them. But independent sales organizations must take an active role in protecting even the merchants that don't want to be protected.

Dickie Brennan is a New Orleans staple, a local business owner whose family has operated restaurants in the Crescent City for decades. A protégé of legendary chef Paul Prudhomme, Brennan is also an early adopter of a new mobile technology he hopes will change the way people dine out.

Raise your hand for assignments, find a strong team, call your mother. Advice to the next generation of women from the most powerful women in banking and finance.