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Bankers are concerned about stablecoins gaining traction due to the passage of the GENIUS Act, and also continue to sound the alarm about the failure to resolve check fraud disputes, according to the latest quarterly survey from IntraFi.
July 30 -
International remittances are a key use case for Visa's stablecoin strategy, CEO Ryan McInerney said during its fiscal Q3 earnings call with investors. They also pair nicely with Visa Direct, the company's instant payment scheme, he said.
July 29 -
Artificial intelligence is helping banks and credit unions reduce friction points in their customer experiences and more, per new research from American Banker.
July 29 -
As financial institutions race to modernize their operations, agentic AI is emerging as a catalyst for change—shifting from assistive tools to autonomous digital teammates.
July 29 -
If we give AI agents some autonomy, what happens when they make a mistake? Who takes responsibility for the bot?
July 28 -
We were supposed to have flying cars by now! While that tech hasn't panned out, the world we live in today
July 27 -
Fannie Mae also foresees more home sales than it did in June, but the Mortgage Bankers Association reduced its origination projections for 2025.
July 24 -
Growing loans was a tall order in 2024, but banks that could do just that were able to outperform their peers.
July 24 -
Among banks with between $10 billion and $50 billion of assets, those that targeted narrow lending markets rose to the top.
July 24 -
American Banker's Frictionless Fraud report finds not all institutions are well assured their customer verification tools can keep up with new schemes.
July 23 -
The credit card issuer renewed and extended its 15-year partnership with Amazon and touted fresh partnerships with Walmart and PayPal as wins, but lowered its full-year guidance due to lower purchase volumes and higher payment rates.
July 22 -
After the rapid rise of interest rates, election uncertainty and tariff policies stymied borrower demand, some banks' second-quarter results suggest that loan growth may be on its way back.
July 17 -
How banks can cater to this desire to prioritize experience spending and support customers to do more of what they love
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New research from American Banker finds that card and check fraud has gotten more problematic for bankers over time.
July 16 -
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The Federal Reserve governor said the uptick in buy now pay later repayment issues is likely a sign that consumers don't understand the terms of the emerging credit offering.
July 15 -
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As we enter one of the banking industry's most extreme cycles of deregulation, we should remember it doesn't always work, especially when supervisory police are reduced and consumer protection guardrails are removed, resulting in a high-speed lane for risk-taking banks and nonbanks.
July 14
K.H. Thomas Associates -
Connecticut has set strict new rules for EWA providers; Louisiana's regulation is more aligned with existing state laws.
July 11 -
Seven of the 20 top-performing banks with $2 billion to $10 billion of assets last year were based in Texas. But it's not about being bigger.
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