Authentication

Some banks seek to dominate the digital-identity business, but they stand to benefit even if their efforts fall short.

In the near future, branch authentication will likely rely more on things like iris scans and palm readers than physical ID cards.

The battle over screen scraping seems to be subsiding into a series of agreements between banks and fintechs using open APIs.

USAA has granted development rights to some of its patented security technologies to Persistent Systems to create authentication and security-related products.

The human voice changes more quickly than you’d think, and this has to be taken into account by voice-recognition systems.

Marketplace lenders have set themselves apart from banks by moving faster, but lending fraud might force them to revamp their authentication processes.

The delay has analysts worried that Customers Bancorp will also postpone the sale of BankMobile, which was slated to take place during the first quarter.

The U.S. government and banks face similar challenges in implementing a biometrics identity system. Both should study what other countries are already doing.

The president's executive order reflects a lack of trust in the identity information shared between countries. In theory, blockchains are tailor-made to solve this problem, but current systems may not be up to the task.

Facebook now lets users log in using a physical token. If banks gave consumers this option, it would strengthen the security of online accounts — or at least bolster their image.