Bank technology

Lone Star Credit Union in Dallas is offering its clients automated clearing house payment software from Goldleaf Financial Solutions Inc.

With the biggest banks now clearing checks electronically with one another as a matter of course, attention is turning to finding cost-effective ways to deliver images to small banks as well.

The San Francisco utility Pacific Gas and Electric Co. has agreed to use bill payment kiosks from Tio Networks Corp., it said Friday.

As beleaguered larger banks curtail technology spending, regional and community banks that have managed to keep their balance sheets in good shape are investing in projects aimed at taking advantage of the lull in competition.

Eight months after unveiling a unified debit processing system, MasterCard Inc. has signed a second client to use it.

Marshall & Ilsley Corp. has agreed to use a lockbox processing product from Metavante Technologies Inc.

A trade group that promotes the use of contactless payment cards has developed a tool to help merchants determine whether it makes economic sense to invest in the terminals needed to accept them.

Georgian Bancorp. Inc. of Atlanta said it has almost completely eliminated computer viruses from its data network by using a gateway product and that it plans to expand its use.

Bank of Nova Scotia of Toronto has agreed to use fraud-monitoring software from Memento Inc., Memento announced Monday.

International Business Machines Corp. said Monday that it has agreed to manage technology infrastructure for Madhav Nagrik Sahakari Bank of India.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

Consumers are making more online purchases this holiday season but spending less per purchase, according to data released this week by Chase Paymentech Solutions LLC.

Discover Financial Services has developed a payment card made from biodegradable materials.

Bank of Montreal's Harris Bank is to continue using debit services from Metavante Technologies Inc.'s NYCE unit.

Viewpointe LLC anticipates a fast ramp-up for its latest image exchange offering, which lets small trading partners transmit encrypted images over public Internet lines.

The New Zealand financial company PSIS has hired Unisys Corp. to overhaul its systems.