Bank technology

Driven by check-imaging technology and diversification by core processors, bank technology vendors made more acquisitions last year than in any other year in more than a decade, but observers do not expect the industry to repeat the feat this year.

Union Bank of California has agreed to offer Clearingworks and another US Dataworks Inc. product to its customers.

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Banks that let customers update their mailing addresses online or by phone should keep tabs on such changes, which may signal identity theft, security experts say.

Hoping to benefit from banks' growing interest in health care, the financial technology provider Fiserv Inc. is introducing a health savings account that its says could enable banks to increase their deposits.

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The Omaha brokerage company Ameritrade Holding Corp. said Friday that its average daily May trading volume fell 5% from April, to 133,000.

Comerica Inc. has begun offering its commercial customers digital images of the checks its corporate customers deposit into their accounts.

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Open Solutions Inc.'s acquisition of the item processor Financial Data Solutions Inc. might seem to fly in the face of the relentless decline in check volume.

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More banking companies are considering stronger security measures for authenticating online banking customers, but the features touted as improvements for individuals may also become a new hurdle for account aggregators.

Many companies still use basic spreadsheet applications to manage their liquid assets in-house, but an increasing number are turning to banks for ways to manage those assets online.

Though traditional banks are still taking a wait-and-see approach to offering their customers two-factor authentication tokens, the online security technology is gaining momentum among Internet banks.