Blockchain

Tokenization projects are no longer viewed as modernization initiatives, but rather as a potential source of new revenue, lower operating costs, improved capital efficiency and differentiated products.

Swift's network of 11,500 banks can exchange deposit tokens in a standardized way. 

Executives at three regional banks that are participating in a tokenized-deposit network discussed how they are retooling their risk practices to fit always-on conditions.

American Banker's digital asset index found growth in digital assets is outpacing stablecoins.

The payment company's CEO says it's developing and shipping products faster despite cutting nearly half of its staff. It's a strategy he says can be replicated at other businesses.

Having a trust bank will allow the stablecoin company to offer custody products and to have flexibility in where and how it issues its stablecoins.

The technology giant's patents, which were built for banks and credit unions, will enhance the USDC issuer's intellectual property as more banks enter the stablecoin market.

The founder and CEO of Custodia Bank believes most demand deposits in the U.S. will be tokenized.

The global co-head of J.P. Morgan's blockchain business unit says the financial services industry will be "replatformed."

The head of global operations at Anchorage Digital said she's encountered a lot of skepticism about the need for digital asset infrastructure.

The chairman and CEO of Vast Holdings, parent of Vast Bank, believes banks that don't embrace innovation will be at risk.

The chief operating officer of Bitgo says banks will need flatter organizations when they participate in on-chain finance.

Carolyn Weinberg, chief product and innovation officer at BNY, sees blockchain adoption as a way for banks for modernize practically.

Regulatory clarity is the most important element for the digital future, according to Coinbase's Brett Tejpaul.

The adoption of blockchain technology will come in waves, BBVA's Andrés Fondevila Maron says.

Just as internet connectivity destroyed the market for long-distance telephone service, blockchain technology is going to make high-margin transactions, like cross-border funds transfers, dirt cheap. Established players should brace themselves.

The banks now let institutional clients mint and redeem Circle's USDC directly, turning them into stablecoin infrastructure providers.

Seventeen banks, including BNY, Citi, HSBC, Standard Chartered and Wells Fargo, will make tokenized cross-border payments as the messaging network looks to counter threats from digital asset fintechs.

To thrive in the new age of real-time payments, banks must invest in a continuous operating model that integrates payments, treasury and working capital into a seamless ecosystem.

The former New York governor will chair a new effort aimed at tokenizing financial products on chain and bringing 24/7 digital trading to NYSE-listed assets.