Commercial lending

California Bank of Commerce in Lafayette has hired a veteran credit administrator to help expand its small-business lending.

Goldman Sachs' newly launched consumer lending website is aimed at some of the very same customers that big banks and marketplace lenders covet, yet there are plenty of questions about its business plan, its ability to manage credit risk and the prospects of online lenders in general.

West Town Bancorp in Illinois has revved up its government-backed lending to small businesses, making it a good example of how community banks can outhustle big lenders in the quest for new sources of fee income.

It's official: Goldman Sachs, the Wall Street investment banking titan, now offers consumer loans.

Regions Financial in Birmingham, Ala., has introduced an online consumer lending product that it uses technology developed by Avant.

Thomas Depping, who quit banking out of frustration with regulators five years ago, says Warburg Pincus' deep pockets will help him make Ascentium Capital a household name among small-business borrowers.

It's been a tough year for farmers, and lenders are looking for ways to help those borrowers offset sagging income.

Earnings season is set to begin with a bang Oct. 14 when four of the six largest banking companies report. The next few weeks will likely bring a steady stream of lackluster commercial lending results, good news on energy and mortgage books and (thanks, Wells Fargo) a whole lot of scrutiny of cross-selling practices.

Umpqua Holdings in Portland, Ore., has formed a corporate lending office and hired Richard Cabrera to oversee it.

For regulators to develop a unified framework for fintech companies to operate in, they first have to come to a consensus.

A new app aims to modernize the automobile financing process by allowing car shoppers to get credit approval on their phones.

More than $100 billion in securitized commercial mortgages come due soon, many of them still underwater.

Medallion Bank in New York has sold its asset-based lending division to an unnamed buyer.

Prosper Marketplace is closing the secondary market for its loans, citing a lack of demand among investors.

Julie Stackhouse, head of supervision at the Federal Reserve Bank of St. Louis, discusses the insights that resonated at the regulator's recent community banking conference — some encouraging for the future of small financial institutions, others less so.

Community bankers are showing renewed interest in consumer lending but admit they may be losing ground to more tech-savvy players, according to a survey released Thursday.

Orrstown Financial in Shippensburg, Pa., has agreed to pay a $1 million to settle charges that it misled investors as it raised capital in the wake of the financial crisis.

Kim Kaselionis saw a lot of small-business-loan applications die on her desk when she was a bank chief, so she started a crowdfunding firm to nurse along startups till they were bankable. That's where Fresno First comes in.

ST. LOUIS – Risk management is critical as small banks aim to make money in a low-rate environment.

The Wall Street firm believes that its gold-plated brand will help attract middle-class borrowers.