Credit quality

A fight between Democrats and Republicans over a proposal to let the SBA’s Office of Advocacy challenge rulings made by other government agencies is threatening to hold up funding for small-business loan guarantees.

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Credit quality is being second-guessed after several banks reported higher 2Q charge-offs.

After rising between 2016 and 2018, the card issuer's charge-off rates are now steady. The trend reflects both the impact of tighter underwriting standards and the continued resilience of U.S. consumers.

The South Dakota company warned that it will charge off millions of dollars in loans to dairy and cattle farmers.

The decision gives the vast majority of banks and credit unions another year to implement the controversial accounting method for loan losses.

The San Francisco company said its loan pipeline would be strong the rest of this year.

Aura is one of the few fintechs in the nation to have a community development financial institution designation from the Treasury Department.

Banks fear that more competition from nonbanks in commercial real estate will drive down pricing and lead to a relaxation of terms.

The large credit card issuers are becoming more selective about who they are extending credit to and how much they are willing to lend, their CEOs said Tuesday.