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Alternative lending
Close loopholes for online lenders, N.Y. regulator urges Albany
Online lenders are evading New York regulations by claiming their loans are “made” by federally chartered or out-of-state partner banks, Department of Financial Services Superintendent Maria Vullo told lawmakers Monday.
BankThink
Four reg policy changes to advance financial innovation
Daniel Gorfine
Vice President, External Affairs & Associate General Counsel
OnDeck
Archaic regulatory frameworks are curbing progress in fintech. We must modernize our rules so they address an internet- or mobile-based economy.
BankThink
Alternative lenders undermine financial inclusion
Christine Pratt
Senior Analyst
Aite Group
Banks are losing wealthier underbanked customers to alternative lenders — an undercurrent that is halting progress in expanding credit access for all.
$100M in debt financing for Texas-based online lender
BorrowersFirst said its new financing will come from Waterfall Asset Management, a New York firm that focuses on high-yield investments.
