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Market Intelligence:
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  • Growth strategies
    Mutuals Ponder Mergers to Keep Model Alive

    At least eight small mutuals have agreed in recent years to merge with another institution rather than convert to stock ownership. More deals could be on the way.

    John Reosti Author Image
    By John Reosti
    Reporter
    July 11
    ab070816dollar.jpg
  • Compliance
    House Spending Bill Includes Big Changes to CFPB

    WASHINGTON — The House on Thursday approved a spending bill that would change the structure of the Consumer Financial Protection Bureau and take away the Financial Stability Oversight Council's power to designate nonbanks as systemically important.

    By Ian McKendry
    Reporter
    July 8
  • Compliance
    Could CUs Be Collateral Damage in Supreme Court Battle on ATM Fees?

    As the U.S. Supreme Court has agreed to consider a legal case on ATM fees, credit unions are bracing for impact.

    By Eric Guldenstern
    July 8
  • Growth strategies
    Glendale Area Schools FCU Converts to State Charter, Private Share Insurance

    Glendale Area Schools Federal Credit Union has converted to a state charter and will also be insured through American Share Insurance, the sole alternative provider of insurance for CUs, effectively removing it from NCUA’s purview.

    By Eric Guldenstern
    July 8
  • Forget About Too Big to Fail. For CUs, It's Too Small to Survive

    Every quarter brings another barrage of financial reports showing the big get bigger while the small keep struggling — but what does that really mean?

    July 8
    Lisa Freeman
    Lisa Freeman
    Credit Union Journal
  • Lending
    How to Turn Indirect Customers into Full-Fledged Members

    Two executives share strategies for getting members who join as a result of an indirect loan to become more full invested in the credit union.

    By Michael Bartlett
    July 8
  • CUJ content
    Readers Sound Off on Minimum Wage, Awareness and Expanding NCUA

    Industry stakeholders offer their perspectives on CUNA’s awareness initiative, the minimum wage debate and whether adding two board members to NCUA is a good idea.

    July 8
    p1an5hlrnpvdg1j6a18hb180jise8.jpg
  • Collaboration
    A Way to Create a More Perfect Union?

    Small CUs frequently see merger as the best chance for providing members a viable, vibrant credit union for the foreseeable future, but some experts suggest there's a better way.

    By Palash Ghosh
    July 8
  • Growth strategies
    Is There Such a Thing as Too Small to Survive?

    Small credit unions—those with fewer than $100 million in assets—continue to make up the majority of charters, but do they still have a fighting chance in today's competitive financial services landscape?

    By Palash Ghosh
    July 8
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  • CECL: Regulators Should Coordinate Implementation with FASB and Congress

    Considered the biggest accounting change ever for FIs, what can be done to mitigate the current expected credit loss rule; and how can regulators, lawmakers and CU do a better job of working together?

    July 8
  • Technology
    Digital Currency Law Signed in North Carolina

    Gov. Pat McCrory on Wednesday signed the North Carolina Money Transmitters Act, as requested by the state banking commissioner's office.

    macheel-tanaya
    By Tanaya Macheel
    Reporter
    July 8
  • Growth strategies
    Millennials Show Financial Savvy: Survey

    More than 50% of millennials surveyed by Credit Karma said they're already saving for retirement and have an emergency fund, with 75% of savers citing the 2008 financial crisis as influential in shaping their financial management choices.

    macheel-tanaya
    By Tanaya Macheel
    Reporter
    July 7
  • Technology
    AltaOne Converts to Episys Core System

    RIDGECREST, Calif. -- AltaOne Federal Credit Union announced that it has selected Symitar’s Episys to replace its aging core system.

    By Joseph Kellard
    July 7
  • Technology
    America First CU Launches Tech-Forward 'Innovation Center'

    AFCU was so sure its newest branch would be a strategic advantage over its competitors that it turned the development of it into a covert operation. Now, it’s ready for its close-up.

    By W.B. King
    July 7
  • Compliance
    Payday Loan Overhaul May Have Big Impact on Credit Reporting

    Reports from the big three credit bureaus do not include information about payday loans, but a CFPB proposal figures to shake up that arms-length relationship.

    By Kevin Wack
    Banking Editor
    July 7
    ab070716report.jpg
  • Compliance
    Corker Out as Potential Trump VP Pick: Report

    Senate Banking Committee member tells Washington Post he has taken himself out of the running for GOP vice presidential candidate.

    adlerjoe126x126.jpg
    By Joe Adler
    July 6
  • Compliance
    Will Installment Loans Get Painted with CFPB's Payday Brush?

    Installment lenders are concerned that efforts by the Consumer Financial Protection Bureau to curb the most abusive and predatory practices associated with payday loans will wreak havoc on their business.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    July 6
    ab070616numbers.jpg
  • Lending
    How to Drive More Indirect Lending

    Four credit union executives explain the key ideas and solutions that have worked to increase their institutions' auto-lending portfolios.

    By Michael Bartlett
    July 6
  • Compliance
    Will a CFPB Commission Ever Happen?

    Critics of the Consumer Financial Protection Bureau think there's renewed chance to change the regulator's structure. They point to the upcoming presidential election and recent setbacks to CFPB Director Richard Cordray as laying groundwork for a change.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    July 5
  • Career moves
    Top 3 Priorities

    When credit union executives were asked what they thought the Credit Union National Association’s three top priorities should be, here’s what they replied.

    July 5
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.