Venture capitalist Spiros Margaris talks about which regions are leading in fintech and AI; Byron Reese, CEO of GigaOm, discusses his new book about AI.

Deutsche's investment in Modo Payments is a bet that banks need to spend money on technology that connects to popular non-bank payment apps.

An OCC charter for fintechs requires firms to meet a “financial inclusion” standard instead of conventional Community Reinvestment Act requirements. That’s a problem.

Small banks and credit unions say slow responses and outdated products from the establishment tech vendor can become a drag on their innovation efforts.

There is space for banks to enter a market they largely ignore, according to William Phelan, president of PayNet.

The LendingClub founder responded to being booted from his company by starting a new one with involvement from former investors — and a loan buyer he had supposedly wronged.

Digital banks dispute the notion that they can skimp on customer service because millennials are only shopping for low fees and high savings rates.

To compete with fintech startups, banks need to find more ways to use the mountains of data already at their disposal.

Moody's Investors Service downgraded JPMorgan Chase's prime jumbo mortgage originator assessment to its second-highest rating, citing the bank's growing reliance on correspondents with delegated underwriting authority and shortcomings in its technology infrastructure.

The agency says it will act independently of other regulators to release a notice asking for public input on revamping the decades-old law.