Law and regulation

Nine major U.S. cities now require banks to report on their lending activity under responsible-banking laws.

Was anything a done deal under Dodd-Frank? Not according to the speakers at American Banker's Regulatory Symposium, who hope to see key elements of the reform bill revisited.

Since the financial crisis hit in 2008, there have been at least 187 private equity transactions involving banks, worth more than $31 billion in all. For better or worse, these new investors are changing the industry. Here's how.

Private equity, with its attraction to distress and its emphasis on returns, makes for a convenient villain.

Even before the recent increases, prices Fannie and Freddie charge for credit risk were far higher than when their share of originations was at a low.

Lenders must have their paperwork in order before filing a foreclosure, the Supreme Court of Ohio ruled Wednesday in dismissing a lawsuit brought against Duane and Julie Schwartzwald, homeowners in Xenia, Ohio, by Freddie Mac.

While standards for issuing government-backed loans have clearly tightened for borrowers with spotty credit, bankers report the criteria for someone with a good credit score mirrors standards used before the crisis.

Bureau’s first issue of “Supervisory Highlights” identifies issues with credit limits and inadequate mortgage disclosures as some of the violations found in first year of exams carried out by the new agency.

Federal bank regulators gave their examiners new guidelines Wednesday for supervising technology service providers.

MasterCard posted a third-quarter profit that beat analysts' estimates as U.S. consumer spending increased.

Barclays posted a 29% gain in third-quarter pretax profit and said it was the target of two more regulatory investigations.

After more than a year of planning and regulatory scrutiny, a United Kingdom mobile commerce joint venture called Project Oscar isn’t quite ready to call itself a mobile wallet or payments service.

Ally Financial said Wednesday that it has repaid $2.9 billion of debt issued under the Federal Deposit Insurance Corp.’s Temporary Liquidity Guarantee Program.

Bubble-era claims about the various ways that owning a house could make you and your children happier are coming back to life.

Parkmobile USA, a company that accepts mobile payments for parking charges, is facing a backlash after blaming its fee increase on a recent cap to debit card interchange rates.

Why are there so few women at the top ranks of large banks? One factor: they lose hope. That needs to change, editor-at-large Barbara Rehm says.

Press releases continue to repeat Treasury's nonsensical claims about the "profit" the program has produced for taxpayers. But it remains to be seen whether not letting banks go out of business actually benefited anyone.

Fair Debt Collection Practices Act cases are projected to finish more than 1,500 behind last year's pace, according to data from U.S. district courts. Not so for other key consumer statutes.

To guess what might happen once unlimited deposit insurance ends, look at how corporations have handled their cash lately.

Bitcoin and other virtual currencies can contribute positively to financial innovation but also subject users to various risks, according to a report published recently by the European Central Bank.